zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$21,800,000100 S Pointe Drive #2905, Miami Beach, FL 33139

3 bd · 3.5 ba · 4,717 sqft · New · Active

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Listing courtesy of One Sotheby's International Realty · BeachesMLS

Full disclosure: what this home really costs

12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 5, 2026, unless a row says otherwise.

Price
$21,800,000 · $4,622/sqft
Property taxes
$145,323/yr (2026 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
$8,090/moFrom the listing, unconfirmed
Fee covers
Cable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Water, Common Areas, Hot Water, Legal/Accounting, Reserve Funds, Pool Service
Special assessments
None listed
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 30, 2026
Monthly payment (estimate)
$161,693/mo: $118,853 loan + $34,517 tax + $233 insurance + $8,090 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
2002 · 40 stories
Days on market
About 2 days
Price history (this listing)
Listed Nov 4, 2026.
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Details

  • TypeCondo
  • Beds3 bd
  • Baths3.5
  • Size4,717 sqft
  • Year built2002
  • Parking3 garage
  • PoolCommunity
  • WaterfrontYes: No Fixed Bridge, Ocean Access, Ocean Front, Point Lot
  • ViewWater, Direct Ocean
  • LaundryLaundry Tub
  • NeighborhoodCONTINUUM ON SOUTH BEACH
  • ZIP33139
  • MLS #A12118864
  • To the beachUnder 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Commanding an extraordinary vantage point overlooking the Atlantic Ocean, Fisher Island, and Government Cut, where an ever-changing procession of superyachts and cruise ships creates a captivating waterfront panorama, this exceptional high-floor double residence at Continuum South Beach offers an unparalleled expression of oceanfront living. Spanning nearly 4,800 square feet, this one-of-a-kind home in the sky showcases three grand suites, complemented by a continuous wraparound wall of glass and terraces that capture sweeping views from every angle. A grand oceanfront salon flows seamlessly with multiple entertainment lounges leading to a formal dining room and an oceanfront chef’s kitchen, all of it framed by breathtaking panoramic water views. The expansive principal suite is a private sanctuary, complete with dual walk-in closets and a luxurious marble bath anchored by an oversized steam shower. Two additional guest suites, a dedicated media room, a private climate-controlled wine cellar, and an oversized laundry room provide exceptional comfort and functionality. A private elevator lobby and three parking spaces complete this extraordinary offering. Set across 13 acres of prime oceanfront in the coveted South of Fifth enclave, residents enjoy an exceptional collection of five-star amenities, including a private beach club, lagoon-style pools, a fitness rooftop lap pool, 3 Har-Tur tennis courts, a tri-level fitness and wellness center featuring Pilates, yoga and spinning studios, and a rooftop turf gym. The full-service spa offers longevity treatments, an array of massage treatments and a full beauty salon.  An address at the center of Miami’s celebrated culinary scene, with effortless walkability to iconic Joe’s Stone Crab, Michelin-starred Azabu, GAIA, and an exceptional collection of acclaimed dining destinations just moments from your door.

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 2002, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Condo health facts

Building
Not listed - ask Zach
Year built
2002 (24 years old)
Stories
40
HOA / condo fee
$8,090/mo (from the listing, unconfirmed)
Fee covers
Cable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Security, Water, Common Areas, Hot Water, Legal/Accounting, Reserve Funds, Pool Service
Pets
Yes
Milestone inspection
Due by Dec 31, 2032 for buildings 3+ stories (local officials can require it at 25 years).
Reserve study (SIRS)
Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.

Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. Condo documents review: Florida gives you a review period after you receive the association documents
  6. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 100 S Pointe Drive #2905, Miami Beach, FL 33139

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Soonest: Tomorrow 9:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Request a showing

100 S Pointe Drive #2905, Miami Beach, FL 33139 · MLS A12118864. Zach (not the listing agent) gets this and contacts you to set the time.

Rather not check the box? That's fine. Zach will call or email instead.

Every listing is shown to everyone, in line with federal, Florida and local fair housing law. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of One Sotheby's International Realty · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 5, 2026, 8:21 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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