3D tour
$199,000
498 NW 165th St Road #D205, Miami 33169
Est. $2,385/mo with 20% down incl. HOA
Listing courtesy of Direct Realty Solutions · BeachesMLS
$205,0001000 NE 191st Street #21, Miami, FL 33179
Listing courtesy of Vreeland Real Estate LLC · 904-347-7690 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $205,000 · $152/sqft
- Property taxes
- $3,100/yr (2024 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $905/moFrom the listing, unconfirmed
- Fee covers
- Cable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Common Areas, Elevator, Golf, Hot Water, HVAC Maintenance
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 6 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $2,581/mo: $1,118 loan + $325 tax + $233 insurance + $905 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1966 · 2 stories
- Days on market
- About 355 days
- Price history (this listing)
- Originally listed at $210,000; last price change Jun 20, 2026; listed Nov 12, 2025. Down $5,000.
Details
- TypeCondo
- Beds2 bd
- Baths2
- Size1,350 sqft
- Year built1966
- Parking1 garage
- PoolCommunity
- WaterfrontYes: Fixed Bridge, No Fixed Bridge, Canal Front, Lake Front, Lagoon, Intracoastal
- ViewGarden, Canal, Lagoon
- NeighborhoodRIVIERA CONDOMINIUM APTS
- ZIP33179
- MLS #A11912634
- To the beachAbout 3.7 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Elegant Waterfront Living at The Riviera Condominium, MiamiExperience the essence of coastal sophistication in this turnkey 2-bedroom, 2-bathroom residence at the exclusive Riviera Condominium. Thoughtfully designed and fully furnished, this peaceful retreat offers a seamless blend of comfort, elegance, and panoramic water views.Perfectly positioned near Aventura Mall, Sunny Isles Beach, North Miami Beach, and Fort Lauderdale, this home provides effortless access to Miami’s most desirable shopping, dining, and entertainment destinations.Seller will pay the current assessment in full at closing.This exceptional residence may be purchased furnished or unfurnished. The monthly HOA fee includes reserves and basic cable for your convenience.Contact the listing agent through the WhatsApp!!!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1966, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- 1000
- Year built
- 1966 (60 years old)
- Stories
- 2
- HOA / condo fee
- $905/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Common Areas, Elevator, Golf, Hot Water, HVAC Maintenance
- Pets
- Yes
- Milestone inspection
- The listing shows 2 stories. Florida's milestone inspection covers condo buildings 3+ stories, so it may not apply here - ask Zach to confirm.
- Reserve study (SIRS)
- Required for condo buildings 3+ stories; with 2 stories listed it may not apply. Ask Zach, or check the state condo database (DBPR).
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.