3D tour
$2,890,000
1173 NE 104th Street, Miami Shores 33138
Est. $19,323/mo with 20% down
Listing courtesy of Luxuri International Real Estate Miami, LLC. · BeachesMLS
$3,750,00010115 Biscayne Boulevard, Miami Shores, FL 33138
Listing courtesy of Florida Realty of Miami Corp · 305-598-5488 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Sep 22, 2026, unless a row says otherwise.
- Price
- $3,750,000 · $1,132/sqft
- Property taxes
- $18,360/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $24,920/mo: $18,472 loan + $5,938 tax + $511 insurance. 20% down, 6.25% rate, 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1956 · 2 stories
- Days on market
- About 139 days
- Price history (this listing)
- Listed Jun 11, 2026.
Details
- TypeHouse
- Beds3 bd
- Baths3
- Size3,312 sqft
- Year built1956
- Parking2 garage
- PoolPrivate
- ViewGolf Course
- NeighborhoodMIAMI SHORES SEC 8 REV
- ZIP33138
- MLS #A12035392
- To the beachAbout 3.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Investor's Dream on a Massive Lot in the Most Prestigious Area of Miami Shores Rare opportunity to build your dream mansion on an oversized lot in the highly sought-after side of Miami Shores (east of Biscayne Boulevard). Located at the end of a quiet street with only two homes, this property offers exceptional privacy, tranquility, and endless potential. Surrounded by lush greenery, the existing ranch-style home has already undergone major upgrades, including new PGT impact windows and doors, a new roof, updated electrical, and new plumbing. The hard work has been done—now it's ready for your personal vision and finishing touches. The spacious layout features an oversized primary suite on the second floor, a charming cottage-style room, and generously sized bedrooms and bathrooms throughout. Whether you're looking to renovate, expand, or create a custom luxury estate, this property presents a unique opportunity in one of Miami Shores' most desirable neighborhoods. A true value-add property with unlimited potential in a premier location.-DO NOT DISTURB-
Monthly payment calculator
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 1956, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 27, 2026, 4:51 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.