Price cut $60K3D tour
$890,000
10275 Collins Avenue #230, Bal Harbour 33154
Est. $7,948/mo with 20% down incl. HOA
Listing courtesy of Oasis Intl. Realty Group, LLC · BeachesMLS
$1,095,00010275 Collins Avenue #833, Bal Harbour, FL 33154
Listing courtesy of Fortune Christie's International Real Estate · 305-400-6393 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $1,095,000 · $1,037/sqft
- Property taxes
- Not listed - ask Zach
- HOA / condo fee
- $1,454/moFrom the listing, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 27, 2026
- Monthly payment (estimate)
- $9,391/mo: $5,970 loan + $1,734 tax + $233 insurance + $1,454 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1964
- Days on market
- About 18 days
- Price history (this listing)
- Listed Oct 15, 2026.
Details
- TypeCondo
- Beds2 bd
- Baths2
- Size1,056 sqft
- Year built1964
- Parking1 garage
- WaterfrontYes: Deeded Beach Access, Ocean Front
- ViewOther
- FurnishedFurnished
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodHarbour House Condo
- ZIP33154
- MLS #A12107061
- To the beachUnder 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Experience luxury beachfront living at its finest in Residence #833, where timeless elegance meets coastal tranquility. Thoughtfully designed interiors blend comfort and sophistication, while serene garden views and gentle ocean breezes create the perfect retreat. Enjoy direct beach access and indulge in a suite of world-class amenities, including a resort-style pool with cabanas, state-of-the-art fitness center, spa, market café, private theater, and 24-hour concierge and valet service. Recently updated, the building offers an elevated lifestyle in the heart of Bal Harbour—just steps from the Ritz-Carlton, the renowned Bal Harbour Shops, and exceptional dining. An ideal opportunity for families, seasonal residents, or savvy investors.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 27, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1964, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1964 (62 years old)
- Stories
- Not listed - ask Zach
- HOA / condo fee
- $1,454/mo (from the listing, unconfirmed)
- Fee covers
- Not listed - ask Zach
- Pets
- No
- Milestone inspection
- This building is 62 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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Listing courtesy of Fortune Christie's International Real Estate · 305-400-6393 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.