3D tour
$8,700,000
2664 SW 17th Avenue, Miami 33133
Est. $61,705/mo with 20% down
Listing courtesy of Lifestyle International Realty · BeachesMLS
$8,000,0001036 NE 89th Street, Miami, FL 33138
Listing courtesy of Kelly Lyles International Realty, LLC · 305-904-0824 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $8,000,000 · $2,448/sqft
- Property taxes
- $45,151/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 2, 2026
- Monthly payment (estimate)
- $56,781/mo: $43,616 loan + $12,667 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1925 · 1 story
- Days on market
- About 13 days
- Price history (this listing)
- Listed Oct 20, 2026.
Details
- TypeHouse
- Beds7 bd
- Baths6
- Size3,268 sqft
- Year built1925
- PoolPrivate
- WaterfrontYes: Canal Front, Seawall
- ViewWater, Bay, Canal
- NeighborhoodAMD PL OF BELMAR
- ZIP33138
- MLS #A12109376
- To the beachAbout 3.5 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Casa Belmar | 1034 & 1036 NE 89th St, Miami, FL | Sold Together. Welcome to Casa Belmar, a one-of-a-kind waterfront compound already in place & ready to enjoy from day one. Two adjacent parcels offered together, totaling approx. 27,700 sqft of prime real estate steps from Biscayne Bay. This is the kind of assemblage that simply does not come to market twice. Both residences were built in 1925 designed by Charles Neider, the celebrated Palm Beach architect renowned for his timeless Old Florida craftsmanship & enduring architectural legacy. Together they form a cohesive & charming compound that has stood the test of a century. 1036 NE 89th St serves as the primary residence, offering approx. 5,234 sq ft, 4 beds + 3 baths (originally 5 beds), perfect for entertaining. It features 50 ft of water frontage w/bay, canal views, ocean access, along with hardwood floors, high ceilings with hand-stenciled beams, fireplace, French doors, built-ins, formal living, dining rooms, a gourmet kitchen, & a pool. 1034 NE 89th St offers 3 beds + 3 baths on an 8,624 sqft lot. Ideal as a guest house, in-law suite, income-producing residence, or renovation/redevelopment opportunity w/strong long-term upside. Together, Casa Belmar delivers space, privacy & unmatched flexibility for end users, investors, or developers. Live in one residence while reimagining the other, or create a signature waterfront estate compound in one of Miami’s most sought-after enclaves. Both properties must be sold together.?
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Nov 2, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1925, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
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Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.