zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$5,995,0001040 Biscayne Boulevard #4602, Miami, FL 33132

6 bd · 6 ba · 5,231 sqft · Price cut $504,000 · On the market about 73 days · Active

Listing courtesy of Compass Florida, LLC · 305-315-2396 · BeachesMLS

Full disclosure: what this home really costs

11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.

Price
$5,995,000 · $1,146/sqft
Property taxes
$71,704/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
$9,000/moFrom the listing, unconfirmed
Fee covers
Maintenance Grounds, Pest Control, Security, Sewer, Trash, Common Areas, Elevator, Reserve Funds, Recreation Facility, Pool Service
Special assessments
Not listed - ask Zach
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone AE: high-risk flood area, base flood elevation 9 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 27, 2026
Monthly payment (estimate)
$51,410/mo: $32,685 loan + $9,492 tax + $233 insurance + $9,000 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
2007 · 50 stories
Days on market
About 73 days
Price history (this listing)
Originally listed at $6,499,000; last price change Sep 17, 2026; listed Aug 21, 2026. Down $504,000.
1040 Biscayne Boulevard #4602, Miami, FL 33132, photo 1 of 121040 Biscayne Boulevard #4602, Miami, FL 33132, photo 2 of 121040 Biscayne Boulevard #4602, Miami, FL 33132, photo 3 of 121040 Biscayne Boulevard #4602, Miami, FL 33132, photo 4 of 121040 Biscayne Boulevard #4602, Miami, FL 33132, photo 5 of 121040 Biscayne Boulevard #4602, Miami, FL 33132, photo 6 of 121040 Biscayne Boulevard #4602, Miami, FL 33132, photo 7 of 121040 Biscayne Boulevard #4602, Miami, FL 33132, photo 8 of 121040 Biscayne Boulevard #4602, Miami, FL 33132, photo 9 of 121040 Biscayne Boulevard #4602, Miami, FL 33132, photo 10 of 121040 Biscayne Boulevard #4602, Miami, FL 33132, photo 11 of 121040 Biscayne Boulevard #4602, Miami, FL 33132, photo 12 of 12

Details

  • TypeCondo
  • Beds6 bd
  • Baths6
  • Size5,231 sqft
  • Year built2007
  • Parking4 garage
  • PoolCommunity
  • WaterfrontYes: Bayfront
  • ViewSkyline, Bay, Ocean
  • NeighborhoodTEN MUSEUM PK RESIDENTIAL
  • ZIP33132
  • MLS #A12070744
  • To the beachAbout 3.7 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

A 3-story trophy penthouse with a private rooftop pool terrace. PH 4602 at Ten Museum Park delivers a level of scale, privacy, and drama unseen in the Miami condo market. Spanning three stories with 5 bedrooms (3 primaries) and 7 bathrooms, this one-of-a-kind residence sits atop the skyline with breathtaking bay, ocean, and city views. Enter through your private foyer, and the first level makes an immediate statement. With a designer kitchen, expansive entertaining spaces, and walls of glass 2-stories tall, opening to two terraces with unforgettable water views from every angle. The first level has a guest bath, as well as an exceptional secondary-primary suite with its own gorgeous marble bathroom. Upstairs on the second level, the primary suite redefines "oversized". This primary bedroom is its own private retreat in the sky, complete with a dedicated office, a beautifully designed spa-like bathroom, and an oversized, custom walk-in closet. Separate bedrooms, bathrooms, and entertaining spaces complete the remainder of the second level. The third floor is the crown jewel and perfectly designed for entertaining. Featuring a private rooftop terrace with its own pool, kitchenette, wet bar, dining area, lounging area, and another enormous primary suite. With panoramic views in every direction, PH4602 is the ultimate setting for hosting, relaxing, and experiencing luxury Miami living. Private membership to Bentley Beach Club included. SELLER FINANCING available at 4.99%

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 27, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 2007, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Condo health facts

Building
Not listed - ask Zach
Year built
2007 (19 years old)
Stories
50
HOA / condo fee
$9,000/mo (from the listing, unconfirmed)
Fee covers
Maintenance Grounds, Pest Control, Security, Sewer, Trash, Common Areas, Elevator, Reserve Funds, Recreation Facility, Pool Service
Pets
Yes
Milestone inspection
Due by Dec 31, 2037 for buildings 3+ stories (local officials can require it at 25 years).
Reserve study (SIRS)
Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.

Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. Condo documents review: Florida gives you a review period after you receive the association documents
  6. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 1040 Biscayne Boulevard #4602, Miami, FL 33132

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 21 times left today, soonest 9:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of Compass Florida, LLC · 305-315-2396 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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