zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$3,500,0001040 NW 6th Terrace, Boca Raton, FL 33486

5 bd · 5.5 ba · 4,101 sqft · On the market about 119 days · Active

Listing courtesy of Tangent Realty Corp · 561-955-0025 · BeachesMLS

Full disclosure: what this home really costs

10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Sep 20, 2026, unless a row says otherwise.

Price
$3,500,000 · $853/sqft
Property taxes
$11,429/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
Not listed - ask Zach
What the fee covers
Not listed - ask Zach
Special assessments
None listed
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 29, 2026
Monthly payment (estimate)
$25,135/mo: $19,082 loan + $5,542 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
2026 · 2 stories
Days on market
About 119 days
Price history (this listing)
Listed Jul 8, 2026.
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Details

  • TypeHouse
  • Beds5 bd
  • Baths5.5
  • Size4,101 sqft
  • Year built2026
  • Parking2 garage, 8 spaces
  • PoolPrivate
  • ViewPool
  • FurnishedUnfurnished
  • NeighborhoodLAKE FLORESTA PARK
  • ZIP33486
  • MLS #B26050245
  • To the beachAbout 2.3 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Perfectly positioned in the highly desirable Lake Floresta neighborhood, this exceptional new construction residence places you just minutes from Downtown Boca Raton, pristine beaches, I-95, world-class dining, shopping, and entertainment. Thoughtfully designed with both everyday living and effortless entertaining in mind, the home offers five spacious bedrooms, five-and-a-half bathrooms, and an incredible collection of flexible living spaces that adapt to every stage of life. Every bedroom is its own private suite, complete with a luxurious ensuite bath and oversized walk-in closet, creating comfortable retreats for family and guests alike. From the moment you enter, the home unfolds with purpose. A dedicated first-floor guest suite provides the perfect space for visitors or multigenerational living, while a private office creates an ideal work-from-home environment. Just beyond, a grand formal dining room is ready to host memorable holiday dinners, elegant celebrations, or can easily transform into a billiards room, wine lounge, or sophisticated game room. At the heart of the home, the stunning chef's kitchen is designed to impress. Featuring sleek custom cabinetry, Wolf and Sub-Zero appliances, quartz countertops, an oversized center island, and an expansive walk-in pantry, it's as functional as it is beautiful. The kitchen opens seamlessly to the spacious family room and additional gathering spaces, creating an effortless flow that's equally suited for intimate evenings or large-scale entertaining. Upstairs, the home continues to surprise with a generous loft that can become whatever your lifestyle demands, a media room for movie nights, a playroom, a second family lounge, fitness space, or creative studio. A conveniently located upstairs laundry room makes everyday living just a little easier, while each bedroom enjoys privacy and space of its own. Step outside and discover your own private resort. Marble pavers surround the sparkling saltwater pool, while the fully equipped summer kitchen makes outdoor dining and entertaining a year-round experience. Mature, professionally illuminated clusia hedges frame the backyard, creating an exceptionally private tropical setting that feels worlds away. Every room has been carefully planned, every space thoughtfully considered, and every finish selected with quality in mind. The result is a home that offers the perfect balance of elegance, comfort, flexibility, and fun. Designed to grow with you and make

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 2026, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 1040 NW 6th Terrace, Boca Raton, FL 33486

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 11 times left today, soonest 2:00 PM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of Tangent Realty Corp · 561-955-0025 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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