Price cut $45K3D tour
$450,000
1149 Hillsboro Mile #1008, Hillsboro Beach 33062
Est. $4,970/mo with 20% down incl. HOA
Listing courtesy of Compass Florida LLC · BeachesMLS
$362,0001043 Hillsboro Mile Hillsboro Mile #19c, Hillsboro Beach, FL 33062
Listing courtesy of LoKation · 954-545-5583 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $362,000 · $426/sqft
- Property taxes
- $2,281/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $2,698/mo: $1,974 loan + $573 tax + $151 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1958 · 3 stories
- Days on market
- About 195 days
- Price history (this listing)
- Originally listed at $362; last price change May 4, 2026.
Details
- TypeCondo
- Beds1 bd
- Baths1
- Size850 sqft
- Year built1958
- Parking1 spaces
- ViewOther, Pool, Water, Direct Ocean, Intracoastal, Ocean, Beach
- LaundryCommon Area, Laundry Room, Multiple Locations
- FurnishedNegotiable
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- BuildingHILLSBORO MILE OCEAN APARTMENTS
- NeighborhoodHILLSBORO MILE OCEAN APTS SEC 2
- ZIP33062
- MLS #B26018454
- To the beachUnder 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Beauty 1 bedroom direct penthouse Apt Home for sale. Deeded Beach, Boat Dockage (32 ft )available, all on the intracoastal side. Too much to list. Apartment home has been remodeled and ready for new owner. Intracoastal side, and amenities included. Heated Pool on private beach part of ownership. All hurricane impact windows. Owner has paid current assessment of 45,000.00 which makes this opportunity special. Owner financing possible and to include assessment so you won't have to pay separately. Maintenance low 1025.00 monthly. Includes everything! All concrete restoration done. Rare opportunity to own on the Hillsboro Mile. Super Great Neighbors!! Special financing options can be discussed. All amenities (too many to list) will be shown. Only 1 person must be 55 to own.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1958, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- HILLSBORO MILE OCEAN APARTMENTS
- Year built
- 1958 (68 years old)
- Stories
- 3
- HOA / condo fee
- Not listed - ask Zach
- Fee covers
- Not listed - ask Zach
- Pets
- Yes, Call
- Milestone inspection
- This building is 68 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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3D tour
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Listing courtesy of LoKation · 954-545-5583 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.