3D tour
$1,799,999
5736 SW 104th Terrace, Cooper City 33328
Est. $12,543/mo with 20% down incl. HOA
Listing courtesy of BHHS EWM Realty · BeachesMLS
$2,095,00010609 SW 55th Street, Cooper City, FL 33328
Listing courtesy of The Keyes Company · 305-594-2600 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 9, 2026, unless a row says otherwise.
- Price
- $2,095,000 · $470/sqft
- Property taxes
- $14,366/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $246/moFrom the listing, unconfirmed
- Fee covers
- Maintenance Grounds, Common Areas
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $14,394/mo: $10,319 loan + $3,317 tax + $511 insurance + $246 HOA. 20% down, 6.25% rate, 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2016 · 2 stories
- Days on market
- About 144 days
- Price history (this listing)
- Originally listed at $2,195,000; last price change Aug 21, 2026; listed Jun 6, 2026. Down $100,000.
Details
- TypeHouse
- Beds5 bd
- Baths4.5
- Size4,459 sqft
- Year built2016
- Parking3 garage
- PoolPrivate
- ViewGarden, Pool
- FurnishedUnfurnished
- NeighborhoodMILL CREEK AT COOPER CITY
- ZIP33328
- MLS #A12032257
- To the beachAbout 11 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Welcome to the home of your dreams, located in the exclusive gated community of Mill Creek in Cooper City, a private enclave of only 29 homes, with a very desirable "A" Rated School District. This stunning 5BD/4.5BA home combines luxury finishes, functionality, and move-in-ready convenience. It features soaring 22ft ceiling in living area, ground floor primary suite with his and hers walk-in closets. Chef inspired kitchen that serves as the centerpiece of the home, highlighted by a massive quartz island that comfortably accommodates family gatherings, casual dining, and entertaining on a grand scale. Kitchen features a Miele built-in coffee system and a 68 bottle dual temperature control wine cooler. Custom tiled wall with electric fireplace and a beautiful marble mantel. Exceptional wine room, featuring custom illuminated wine displays creating an intimate tasting area. Second floor has an expansive loft and Deluxe glass railing. Plantation shutters, luxury ceiling lamps, custom window treatments and hardware, impact glass windows throughout. Resort style backyard, includes a custom pool/spa with heat pump, saltwater chlorination system, water features, landscape lighting and covered pergola with built-in BBQ, granite countertop, refrigerator, retractable awning, and smart pool controls. Dual A/C systems and fully integrated security system. Every detail has already been thoughtfully completed so you can move in and immediately enjoy comfort, style, and luxury from day one.
Monthly payment calculator
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 2016, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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Listing courtesy of The Keyes Company · 305-594-2600 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 27, 2026, 4:51 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.