Price cut $45K3D tour
$1,130,000
5323 NW 109th Court, Doral 33178
Est. $8,776/mo with 20% down incl. HOA
Listing courtesy of Winsome Realty · BeachesMLS
$1,398,00010797 NW 73rd Terrace, Doral, FL 33178
Listing courtesy of Miami New Realty · 305-485-3100 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $1,398,000 · $542/sqft
- Property taxes
- $13,061/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $500/moFrom the listing, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $10,847/mo: $7,622 loan + $2,214 tax + $511 insurance + $500 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1998 · 2 stories
- Days on market
- About 94 days
- Price history (this listing)
- Originally listed at $1,545,000; last price change Sep 3, 2026; listed Jul 31, 2026. Down $147,000.
Details
- TypeHouse
- Beds5 bd
- Baths3
- Size2,580 sqft
- Year built1998
- Parking2 garage
- PoolCommunity
- ViewOther
- FurnishedUnfurnished
- NeighborhoodDORAL ISLES ST CROIX
- ZIP33178
- MLS #A12063239
- To the beachAbout 16 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Welcome to this beautifully maintained 4-bed, 2-bath residence offering approximately 2,580 sf of bright and functional living space. Located in the highly sought-after gated community of Doral Isles, this home combines timeless elegance with thoughtful modern upgrades. As you enter, you'll be welcomed by soaring ceilings, abundant natural light, and an open-concept layout ideal for both everyday living and entertaining. The spacious living and dining areas seamlessly connect to a stunning, fully renovated designer kitchen featuring custom cabinetry, quartz waterfall countertops, a large center island with seating, premium stainless steel appliances, modern vent hood, built-in oven and microwave, and generous storage throughout. The home offers spacious bedrooms, beautifully renovated bathrooms, and high-quality finishes. The luxurious primary suite features a spa-inspired bathroom with a freestanding soaking tub, oversized walk-in shower, and elegant porcelain tile finishes. Enjoy Florida living in the expansive backyard with an oversized paved patio, covered terrace perfect for outdoor dining, and plenty of room to create your dream pool or outdoor oasis. Additional features include: * **Impact-resistant windows and doors** Two separate A/C systems (one serving each floor) for improved comfort and energy efficiency, Modern glass staircase, Contemporary lighting throughout, Wood flooring on the second level, Large laundry room, Two-car garage, Extended driveway, Welcome to this beautifully maintained 4-bed, 2-bath residence offering approximately 2,580 sf of bright and functional living space. Located in the highly sought-after gated community of Doral Isles, this home combines timeless elegance with thoughtful modern upgrades. As you enter, you'll be welcomed by soaring ceilings, abundant natural light, and an open-concept layout ideal for both everyday living and entertaining. The spacious living and dining areas seamlessly connect to a stunning, fully renovated designer kitchen featuring custom cabinetry, quartz waterfall countertops, a large center island with seating, premium stainless steel appliances, modern vent hood, built-in oven and microwave, and generous storage throughout. The home offers spacious bedrooms, beautifully renovated bathrooms, and high-quality finishes. The luxurious primary suite features a spa-inspired bathroom with a freestanding soaking tub, oversized walk-in shower, and elegant porcelain tile finishes. Enjoy Florida li
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1998, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.