Price cut $1M3D tour
$5,495,000
2050 Alton Road, Miami Beach 33140
Est. $39,157/mo with 20% down
Listing courtesy of Coldwell Banker Realty · BeachesMLS
$4,450,000109 1st Dilido Terrace, Miami Beach, FL 33139
Listing courtesy of Douglas Elliman · 305-695-6075 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $4,450,000 · $1,794/sqft
- Property taxes
- $28,641/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 9 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $31,805/mo: $24,261 loan + $7,046 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1936 · 2 stories
- Days on market
- About 85 days
- Price history (this listing)
- Listed Aug 11, 2026.
Details
- TypeHouse
- Beds3 bd
- Baths3.5
- Size2,481 sqft
- Year built1936
- PoolPrivate
- ViewGarden, Pool
- NeighborhoodDI LIDO ISLAND
- ZIP33139
- MLS #A12068484
- To the beachAbout 1.9 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Step Inside With Me! This enchanting European Villa on the Venetian Islands is distinguished by its idyllic pool setting and private gardens. Perfectly positioned on its end-of-island location on Di Lido, the property's lush courtyard entrance is framed by mature tropical landscaping. Upon entry, a light-filled gallery hall lined by impact glass French doors leads toward the main living spaces. The main salon consists of a fireplace lounge and TV room, light-filled dining area, and limestone flooring. The bright open kitchen is appointed with premium Viking refrigeration, gas cooktop, natural Blue Agate center island with waterfall and white quartz counters and backsplash, built-in wine refrigerator and pantry. The architectural Art Deco curved staircase leads to the primary suite -- a serene retreat with wood flooring, dual closets, contemporary bath with a standalone soaking tub and its own terrace. The home unfolds toward a magical outdoor setting, where a grand pool and spa are complemented by an enclosed outdoor living room for lounging and entertaining. Significantly updated by a meticulous end user, exterior upgrades include a new roof, replacement of coral keystone, painting, hurricane impact doors and windows throughout and full house generator. Ample driveway parking and a prominent gated entry complete the property. In close proximity to Sunset Harbour and the beach, this 3-bedroom, 3.5-bath home is the ultimate Venetian Islands escape.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1936, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
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Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 3, 2026, 2:05 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.