Price cut $50K3D tour
$450,000
31 Chestnut Circle, Cooper City 33026
Est. $3,907/mo with 20% down incl. HOA
Listing courtesy of A J Ryan Realty · BeachesMLS
$485,00010994 Neptune Drive, Cooper City, FL 33026
Listing courtesy of Cohen & Company · 954-442-6955 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Sep 22, 2026, unless a row says otherwise.
- Price
- $485,000 · $291/sqft
- Property taxes
- $8,958/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $352/moFrom the listing, unconfirmed
- Fee covers
- Maintenance Grounds, Maintenance Structure, Recreation Facility
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $4,020/mo: $2,389 loan + $768 tax + $511 insurance + $352 HOA. 20% down, 6.25% rate, 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1990 · 2 stories
- Days on market
- About 135 days
- Price history (this listing)
- Originally listed at $490,000; last price change Sep 22, 2026; listed Jun 15, 2026. Down $5,000.
Details
- TypeTownhouse
- Beds3 bd
- Baths2.5
- Size1,666 sqft
- Year built1990
- Parking1 garage
- PoolCommunity
- ViewGarden
- NeighborhoodEMBASSY LAKES
- ZIP33026
- MLS #A12036760
- To the beachAbout 11 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Outstanding 3-bedroom, 2.5-bath townhome located in the highly desirable gated community of Embassy Courts, offering numerous upgrades and exceptional amenities. This well-maintained home features hurricane-impact windows and doors, accordion shutters for added storm protection, updated flooring on the staircase and throughout the upper level, and high-hat lighting throughout. This home also offers a spacious floor plan including an eat-in kitchen, a large living/ family room, dining room, and a generous primary suite with an oversized bathroom and built-in closets. The exterior features a screened-in patio/courtyard and a one-car garage. Residents enjoy full access to the outstanding Embassy Lakes amenities, including a clubhouse, fitness center, Olympic-size swimming pool, tennis courts, volleyball, basketball, racquetball courts, bike and jogging paths, and more. This move-in-ready home offers the perfect combination of comfort, convenience, and resort-style living. Call today to schedule your private showing.
Monthly payment calculator
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 1990, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 27, 2026, 4:51 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.