Price cut $1.9M3D tour
$8,995,000
1041 W 48th Street, Miami Beach 33140
Est. $72,342/mo with 20% down incl. HOA
Listing courtesy of Coldwell Banker Realty · BeachesMLS
$7,900,00011 Century Lane, Miami Beach, FL 33139
Listing courtesy of Macken Realty Inc · 305-933-3800 · BeachesMLS
Full disclosure: what this home really costs
8 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $7,900,000 · $2,506/sqft
- Property taxes
- $42,198/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $56,077/mo: $43,071 loan + $12,508 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2024 · 3 stories
- Days on market
- 1 day
- Price history (this listing)
- Listed Oct 30, 2026.
Details
- TypeHouse
- Beds3 bd
- Baths4
- Size3,153 sqft
- Year built2024
- Parking4 garage
- PoolPrivate
- ViewBay, Intracoastal, Ocean
- NeighborhoodBELLE ISLE VILLAS
- ZIP33139
- MLS #A12115682
- To the beachAbout 1.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Welcome to Villa Eva: An Unrivaled Miami Beach Masterpiece. This is not merely a purchase of square footage; it is the acquisition of an iconic location, a sublime lifestyle, and an irreplaceable asset. Newly constructed with a 2025 Certificate of Occupancy (CO), Villa Eva sits in the most coveted pocket of the Venetian Islands (Belle Isle), directly neighboring The Standard Spa, Miami Beach. Positioned for major future upside, it is a truly unrepeatable investment.Architectural HighlightsThe "WOW" Factor: Soaring, custom-designed stained glass windows flood the home with natural light, blending modern engineering with stunning ocean sunsets.Space & Layout: 4,400 SqFt of total construction, including 3,358 SqFt of climate-controlled interior living space.Luxury Configuration: 3 majestic, independent en-suite bedrooms and 5 designer bathrooms.Exclusive Features & AmenitiesPrivate Oasis: A spectacular terrace with panoramic ocean views, a private pool, a high-end built-in BBQ area, and a private residential elevator.Smart Home Technology: Fully furnished and equipped with a comprehensive home robotics and automated control system.Rare Parking: A private garage with space for 4 vehicles—an exceptional convenience on the islands.Turnkey and move-in-ready, Villa Eva is the ultimate asset for the discerning investor seeking capital preservation in Miami Beach.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 2024, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 30, 2026, 10:20 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.