Price cut $61K3D tour
$368,000
355 NW 31st Street #203, Miami 33127
Est. $3,202/mo with 20% down incl. HOA
Listing courtesy of The Keyes Company - Miramar · BeachesMLS
$359,90011 NE 6th Street #1606, Miami, FL 33132
Listing courtesy of Oceanica International Realty · 800-962-0574 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $359,900 · $1,028/sqft
- Property taxes
- Not listed - ask Zach
- HOA / condo fee
- $489/moFrom the listing, unconfirmed
- Fee covers
- Insurance, Security, Elevator, Recreation Facility, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $3,254/mo: $1,962 loan + $570 tax + $233 insurance + $489 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2025 · 33 stories
- Days on market
- About 126 days
- Price history (this listing)
- Originally listed at $389,000; last price change Oct 29, 2026; listed Jun 29, 2026. Down $29,100.
Details
- TypeCondo
- BedsStudio
- Baths1
- Size350 sqft
- Year built2025
- PoolCommunity
- ViewOther
- NeighborhoodTHE CROSBY
- ZIP33132
- MLS #A12043422
- To the beachAbout 3.7 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Turn Key Modern Studio in the Heart of Downtown Miami that Offers Resort-Style Living at Its Finest and Presents a Perfect Investment Opportunity with Short Term Rentals. Minutes from the beach, Brickell, and Wynwood, This property delivers resort-style amenities and offers an unbeatable blend of convenience, comfort, and Miami lifestyle that makes every day feel like a getaway. The thoughtfully designed studio features a fully equipped kitchen with refrigerator, stove, microwave, dishwasher, and ample cabinetry, modern full bathroom and generous closet space, In-unit washer and dryer and a private balcony offering panoramic city views perfect for morning coffee or evening relaxation. This studio is more than just a place to live, it’s part of a full-service building with exceptional shared amenities across two dedicated floors: 34th Floor: Pool, jacuzzi, electric grill, club lounge, and a serene indoor garden café. 33rd Floor: Coworking space, game lounge, movie lounge, spa access, and a fully equipped gym. Live, work, and play without ever leaving the building. This prime Downtown Miami location puts world-class dining, entertainment, arts districts, and major transportation options right at your doorstep. Don’t miss the opportunity to own a slice of Miami’s dynamic downtown lifestyle in a building designed for both relaxation and productivity. Ideal for owner-occupants or investors looking for strong rental demand in one of Miami’s most sought-after areas.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2025, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 2025 (1 year old)
- Stories
- 33
- HOA / condo fee
- $489/mo (from the listing, unconfirmed)
- Fee covers
- Insurance, Security, Elevator, Recreation Facility, Pool Service
- Pets
- Yes
- Milestone inspection
- Due by Dec 31, 2055 for buildings 3+ stories (local officials can require it at 25 years).
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.