3D tour
$3,465,100
521 E Las Olas Boulevard #1401, Fort Lauderdale 33301
Est. $28,256/mo with 20% down incl. HOA
Listing courtesy of Douglas Elliman · BeachesMLS
$3,090,0001110 Seminole Drive #503, Fort Lauderdale, FL 33304
Listing courtesy of Beckett Realty Advisors, LLC · 954-900-9811 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 20, 2026, unless a row says otherwise.
- Price
- $3,090,000 · $1,056/sqft
- Property taxes
- $40,232/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $3,400/moFrom the listing, unconfirmed
- Fee covers
- Insurance, Maintenance Grounds, Sewer, Trash, Water, Common Areas, Elevator, Reserve Funds, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $25,291/mo: $16,847 loan + $4,893 tax + $151 insurance + $3,400 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2015 · 5 stories
- Days on market
- About 42 days
- Price history (this listing)
- Listed Sep 22, 2026.
Details
- TypeCondo
- Beds3 bd
- Baths3.5
- Size2,925 sqft
- Year built2015
- Parking2 garage, 2 spaces
- PoolCommunity
- WaterfrontYes: No Fixed Bridge, Ocean Access, Navigable Water, Bayfront, Intracoastal
- ViewWater
- Laundryin-unit
- FurnishedUnfurnished
- BuildingAdagio on the Bay
- NeighborhoodADAGIO ON THE BAY CONDO
- ZIP33304
- MLS #B26079073
- To the beachAbout 0.5 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Perched on the top floor of the boutique Adagio on the Bay, this 2,925-square-foot residence lives like a home in the sky. Three bedrooms and three and a half baths are arranged for both grand entertaining and easy everyday living, with walls of glass framing sweeping views of the marina and Intracoastal Waterway throughout. The primary suite is a true retreat, opening to those same marina and waterway views and anchored by a spa-like bath and two walk-in closets. Two additional guest bedrooms each enjoy their own ensuite bath, offering privacy for visitors. At the heart of the home, a brand-new kitchen outfitted with Gaggenau appliances, a gas cooktop, custom cabinetry, and quartz countertops flows into an open living area with a wet bar — ideal for hosting. Step outside to the spacious balcony with a summer kitchen, where spectacular waterfront views to the east set the scene for morning coffee or sunset cocktails. A large laundry room with abundant storage rounds out the interior. Boaters will appreciate dockage available for vessels up to 55 feet, while residents enjoy a waterfront pool and gym overlooking the marina. The unit includes two parking spaces and a large private storage closet. Adagio on the Bay offers a rare blend of privacy and sophistication in a boutique setting, just steps from the Galleria Mall, dining, and shopping — and just over the bridge from Fort Lauderdale Beach.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2015, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Adagio on the Bay
- Year built
- 2015 (11 years old)
- Stories
- 5
- HOA / condo fee
- $3,400/mo (from the listing, unconfirmed)
- Fee covers
- Insurance, Maintenance Grounds, Sewer, Trash, Water, Common Areas, Elevator, Reserve Funds, Pool Service
- Pets
- Yes, Breed Restrictions
- Milestone inspection
- Due by Dec 31, 2045 for buildings 3+ stories (local officials can require it at 25 years).
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.