3D tour
$4,100,000
4716 University Drive, Coral Gables 33146
Est. $29,356/mo with 20% down
Listing courtesy of Charles Rutenberg Realty FTL · BeachesMLS
$4,000,0001111 Alberca Street, Coral Gables, FL 33134
Open house: Nov 5, 2026, 5:00 PM to 7:00 PM · Nov 5, 2026, 5:00 PM to 7:00 PM
Listing courtesy of FI Real Estate Brokerage LLC · 646-662-8504 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $4,000,000 · $1,379/sqft
- Property taxes
- $14,312/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $28,652/mo: $21,808 loan + $6,333 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2026 · 1 story
- Days on market
- About 81 days
- Price history (this listing)
- Listed Aug 13, 2026.
Details
- TypeHouse
- Beds5 bd
- Baths5
- Size2,900 sqft
- Year built2026
- Parking2 garage
- PoolPrivate
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodGRANADA PLACE AMD PL
- ZIP33134
- MLS #A12044943
- To the beachAbout 8.3 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Seventeen-foot ceilings don't whisper, they make a statement, and the moment you step into this living and kitchen area, you understand exactly what kind of home this is. It's the rare single-story that feels grand without trying too hard.Built new from the ground up on 9,700 SF of land, with a total built area of 3,743 SF. Five bedrooms, five bathrooms, a large laundry room, two-car garage. One of the bedrooms can easily become a private office that closes the door on the outside world when you need it to. The layout flows from front entry to pool deck without a single wasted hallway, and a full back wall of impact glass keeps the yard in view from nearly every room, folding open when you want the whole house to breathe.The finishes tell the real story: a freestanding soaking tub in the primary bath, rain showers behind frameless glass, vessel sinks and backlit mirrors in every secondary bath, warm oak floors throughout, and a wood-clad entry and garage door that give the facade a texture most new builds skip entirely. At the center of it, an Italian Scavolini kitchen with Gaggenau appliances, the kind of setup that makes cooking at home feel like an perfect occasion every time.Then there's the backyard, with a 24-foot pool, outdoor kitchen, covered terrace, and lush privacy landscaping that turns this into your own walled garden.Quiet, tree-lined street minutes from Miracle Mile, Merrick Park, UM, and golf.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2026, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.