Price cut $55K3D tour
$475,000
2505 NE 193rd Street #4207, Miami 33180
Est. $4,245/mo with 20% down incl. HOA
Listing courtesy of Interinvestments Realty, Inc. · BeachesMLS
$550,00011111 Biscayne Boulevard #PH AFG, Miami, FL 33181
Listing courtesy of Interbloom Business Brokerage, Inc. · 754-302-0055 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Jul 9, 2026, unless a row says otherwise.
- Price
- $550,000 · $118/sqft
- Property taxes
- $14,274/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $5,400/moFrom the listing, unconfirmed
- Fee covers
- Cable TV, Internet, Maintenance Grounds, Trash, Common Areas, Elevator, Pool Service
- Special assessments
- Yes – amount not listed, ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $9,822/mo: $2,999 loan + $1,190 tax + $233 insurance + $5,400 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1972 · 13 stories
- Days on market
- About 114 days
- Price history (this listing)
- Listed Jul 8, 2026.
Details
- TypeCondo
- Beds2 bd
- Baths3.5
- Size4,650 sqft
- Year built1972
- Parking6 garage
- PoolCommunity
- ViewGarden, Pool, Clubhouse, Tennis
- FurnishedFurnished
- NeighborhoodJOCKEY CLUB CONDO UNIT II
- ZIP33181
- MLS #A12050593
- To the beachAbout 2.9 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Enjoy breathtaking, unobstructed panoramic views of Biscayne Bay from every room in this extraordinary custom-designed penthouse, created by combining three original penthouse residences into one magnificent estate.A grand entrance opens to an impressive foyer, beautifully finished with elegant custom woodwork and soaring ceilings. Throughout the residence, exquisite crown moldings and high-end architectural details create an atmosphere of timeless elegance.The gourmet kitchen, custom wood cabinetry, and generous workspace, making it ideal for both everyday living and entertaining. Additional features include an in-unit laundry room, a private wine cellar, and parking for up to six vehicles.Wake up each morning to spectacular sunrises over Biscayne Bay and enjoy endless opportunities to personalize this one-of-a-kind residence to match your own vision and style.Exceptional investment opportunity: The property consists of three separate folio numbers, offering the flexibility to divide the residence back into three individual units for resale or investment purposes. Originally configured as three separate residences, each unit featured 2 bedrooms and 2 bathrooms.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1972, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1972 (54 years old)
- Stories
- 13
- HOA / condo fee
- $5,400/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Internet, Maintenance Grounds, Trash, Common Areas, Elevator, Pool Service
- Pets
- Yes
- Milestone inspection
- This building is 54 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 30, 2026, 11:08 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.