3D tour
$475,000
1170 SW 118th Terrace, Davie 33325
Est. $4,413/mo with 20% down incl. HOA
Listing courtesy of The Source Real Estate · BeachesMLS
$499,99011112 N Harmony Lake Circle, Davie, FL 33324
Listing courtesy of RE/MAX Select Group · 954-874-2500 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $499,990 · $258/sqft
- Property taxes
- $8,254/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $393/moFrom the listing, unconfirmed
- Fee covers
- Maintenance Grounds, Maintenance Structure, Common Areas, Recreation Facility, Pool Service
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 31, 2026
- Monthly payment (estimate)
- $4,422/mo: $2,726 loan + $792 tax + $511 insurance + $393 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1989 · 2 stories
- Days on market
- About 77 days
- Price history (this listing)
- Listed Aug 17, 2026.
Details
- TypeTownhouse
- Beds3 bd
- Baths2.5
- Size1,937 sqft
- Year built1989
- Parking1 garage
- PoolCommunity
- WaterfrontYes: Lake Front
- ViewGarden, Water, Lake
- NeighborhoodVILLAGE AT HARMONY LAKE
- ZIP33324
- MLS #A12073029
- To the beachAbout 12 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Breathtaking lakefront living in Davie’s highly desirable Village at Harmony Lake! This beautifully updated 3-bedroom, 2.5-bath townhome with a 1-car garage offers spectacular sunset views, stylish upgrades, and a bright, open floor plan filled with natural light and tranquil lake views throughout. Perfect as a primary residence or desirable investment opportunity. The updated kitchen is the heart of the home, featuring stunning quartz waterfall countertops, stainless steel appliances, modern cabinetry, and abundant storage, ideal for everyday living and entertaining. Full accordion hurricane shutters provide added storm protection and peace of mind. Upstairs, the spacious primary suite includes a private waterfront balcony, walk-in closets, and an ensuite bath with dual vanities, Jacuzzi tub, and separate shower. Private bedroom balconies, upstairs laundry, and generous storage add everyday convenience. Relax, dine, or entertain family and friends on the covered, screened lakefront lanai while enjoying spectacular sunset views. This pet-friendly community offers a low HOA, resort-style pool, tennis, basketball, racquetball and handball courts, playground, BBQ pavilion, and scenic waterfront walking paths. Ideally located near I-595, major highways, shopping, dining, parks, beaches, airports, and top-rated public and private schools. Move-in ready and the perfect place to enjoy South Florida lakefront living!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1989, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
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Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.