Price cut $550K3D tour
$1,700,000
12137 Boca Reserve Lane, Boca Raton 33428
Est. $12,746/mo with 20% down incl. HOA
Listing courtesy of One Sotheby's International Realty · BeachesMLS
$1,685,00011145 Boca Woods Lane, Boca Raton, FL 33428
Listing courtesy of Branham Realty Inc. · 561-479-3135 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 29, 2026, unless a row says otherwise.
- Price
- $1,685,000 · $730/sqft
- Property taxes
- $11,910/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $452/moFrom the listing, unconfirmed
- Fee covers
- Cable TV, Internet, Security, Trash, Common Areas
- Special assessments
- None listed
- Mandatory club / membership
- Required per the MLS. Membership fee per the MLS: $150,000. Ask Zach for the current club costs
Listing remarks: “Mandatory Golf membership.” - Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 2, 2026
- Monthly payment (estimate)
- $12,818/mo: $9,187 loan + $2,668 tax + $511 insurance + $452 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1987 · 1 story
- Days on market
- About 4 days
- Price history (this listing)
- Listed Oct 29, 2026.
Details
- TypeHouse
- Beds3 bd
- Baths2.5
- Size2,307 sqft
- Year built1987
- Parking2 garage, 4 spaces
- PoolPrivate
- WaterfrontYes: Pond
- ViewGolf Course, Pool
- Laundryin-unit
- FurnishedUnfurnished
- NeighborhoodBOCA WOODS COUNTRY CLUB 8
- ZIP33428
- MLS #B26094066
- To the beachAbout 9.0 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
A BEAUTIFUL HOME YOU'LL FALL IN LOVE WITH! Completely renovated with style, elegance, and comfort in mind, this stunning 3-bedroom, 2.5-bath home in Boca Woods Country Club is truly special! Bright, open living spaces create a warm, inviting atmosphere with modern design, beautiful finishes, and attention to detail throughout. Outside you will have a private paradise featuring a gorgeous pool, outdoor entertaining area, and peaceful golf course with lake views. Perfect for relaxing or hosting. Every space has been thoughtfully designed to offer comfort, beauty, and effortless living. Everything has been done for you! Just move in, relax, and enjoy the best of Florida and Boca Woods living! Mandatory Golf membership. Home Renovations & Improvements Inventory 1. Roof, Windows & Exterior 2026 Newly installed metal roof. New hurricane-rated impact windows throughout the home. New hurricane-rated impact exterior doors. New hurricane-rated garage doors. Newly painted home exterior. New driveway and dedicated golf cart path. Professionally installed 3M window tint and UV reflective mirror film throughout the entire home, providing daytime privacy with a mirrored effect and up to 95% UV protection. 2. HVAC, Plumbing & Mechanical Systems New 5-ton HVAC/air-conditioning system. New hot water heater. Hot water extension added to the primary bathroom. 3. Interior Renovations & Finishes Fully renovated and updated interior throughout. Premium Italian porcelain plank flooring throughout the home. Premium Calacatta quartz countertops in the kitchen and bathrooms. Fully renovated custom bathrooms featuring high-end designer fixtures. New custom-designed bar. 4. Kitchen & Appliances Bosch kitchen appliances. Updated kitchen with premium Calacatta quartz countertops. Dedicated laundry room with LG front-loading washer and dryer. 5. Outdoor Living & Entertainment New hurricane-rated Hanso pergola. New Paradise Grills outdoor kitchen and BBQ. New pool deck pavers. New Diamond Brite swimming pool finish. Saltwater swimming pool with a brand-new pump and filtration system. 6. Landscaping & Irrigation New sprinkler/irrigation system throughout the entire property. New golf cart path and driveway improvements. 7. Garage & Parking Two-car garage and separate dedicated golf cart garage. New hurricane-rated garage doors. 8. Security & Technology Ring security cameras installed around the exterior of the home. Ring video doorbell. 9. Property Features & Views Beautiful go
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Nov 2, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1987, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
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Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.