zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$699,0001140 NE 110th Terrace, Miami, FL 33161

3 bd · 2 ba · 1,804 sqft · Price cut $30,000 · On the market about 31 days · Active

Listing courtesy of The Keyes Company · 954-966-0631 · BeachesMLS

Full disclosure: what this home really costs

8 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.

Price
$699,000 · $387/sqft
Property taxes
$14,074/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
Not listed - ask Zach
What the fee covers
Not listed - ask Zach
Special assessments
Not listed - ask Zach
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Monthly payment (estimate)
$5,482/mo: $3,811 loan + $1,173 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
1959 · 1 story
Days on market
About 31 days
Price history (this listing)
Originally listed at $729,000; last price change Oct 26, 2026; listed Sep 30, 2026. Down $30,000.
1140 NE 110th Terrace, Miami, FL 33161, photo 1 of 121140 NE 110th Terrace, Miami, FL 33161, photo 2 of 121140 NE 110th Terrace, Miami, FL 33161, photo 3 of 121140 NE 110th Terrace, Miami, FL 33161, photo 4 of 121140 NE 110th Terrace, Miami, FL 33161, photo 5 of 121140 NE 110th Terrace, Miami, FL 33161, photo 6 of 121140 NE 110th Terrace, Miami, FL 33161, photo 7 of 121140 NE 110th Terrace, Miami, FL 33161, photo 8 of 121140 NE 110th Terrace, Miami, FL 33161, photo 9 of 121140 NE 110th Terrace, Miami, FL 33161, photo 10 of 121140 NE 110th Terrace, Miami, FL 33161, photo 11 of 121140 NE 110th Terrace, Miami, FL 33161, photo 12 of 12

Details

  • TypeHouse
  • Beds3 bd
  • Baths2
  • Size1,804 sqft
  • Year built1959
  • NeighborhoodMIAMI SHORES HEIGHTS
  • ZIP33161
  • MLS #A12097648
  • To the beachAbout 3.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Opportunity awaits with this 3-bedroom, 2-bath single-family home located in the desirable Miami Shores Heights area. Offering approximately 1,804 sq. ft. of living area and 2,329 total building sq. ft., the home sits on a 7,128 sq. ft. lot, providing plenty of opportunity to renovate, personalize, and create something special. This property provides excellent opportunity for buyers who want to customize a home to their style or investors seeking value-add potential. Conveniently located near Biscayne Boulevard, shopping, dining, parks, Barry University, and major roadways, with easy access to Miami Beach, Downtown Miami, and surrounding communities. Bring your vision and unlock this well-located property's potential. The property is tenant-occupied. The tenant is month-to-month, and the property will be delivered vacant. Property is tenant occupied. Please do not disturb tenants. Appointment required for all showings. Property is being sold in its current condition and is in need of TLC. Roof replaced in 2020. Buyer and buyer’s agent to verify all measurements, square footage, and property information.Please submit all offers with proof of funds or pre-approval letter to passmorehomes@gmail.com. Allow adequate time for showing requests due to tenant occupancy.

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Not checked yet. Look it up on FEMA's map or ask Zach.
Wind and building code
Built in 1959, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 1140 NE 110th Terrace, Miami, FL 33161

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Soonest: Tomorrow 9:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

Similar homes in Miami

Listing courtesy of The Keyes Company · 954-966-0631 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 9:34 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

Text ZachCallTour