Listing courtesy of Optimar International Realty · BeachesMLS
$699,0001140 NE 110th Terrace, Miami, FL 33161
Listing courtesy of The Keyes Company · 954-966-0631 · BeachesMLS
Full disclosure: what this home really costs
8 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $699,000 · $387/sqft
- Property taxes
- $14,074/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $5,482/mo: $3,811 loan + $1,173 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1959 · 1 story
- Days on market
- About 31 days
- Price history (this listing)
- Originally listed at $729,000; last price change Oct 26, 2026; listed Sep 30, 2026. Down $30,000.
Details
- TypeHouse
- Beds3 bd
- Baths2
- Size1,804 sqft
- Year built1959
- NeighborhoodMIAMI SHORES HEIGHTS
- ZIP33161
- MLS #A12097648
- To the beachAbout 3.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Opportunity awaits with this 3-bedroom, 2-bath single-family home located in the desirable Miami Shores Heights area. Offering approximately 1,804 sq. ft. of living area and 2,329 total building sq. ft., the home sits on a 7,128 sq. ft. lot, providing plenty of opportunity to renovate, personalize, and create something special. This property provides excellent opportunity for buyers who want to customize a home to their style or investors seeking value-add potential. Conveniently located near Biscayne Boulevard, shopping, dining, parks, Barry University, and major roadways, with easy access to Miami Beach, Downtown Miami, and surrounding communities. Bring your vision and unlock this well-located property's potential. The property is tenant-occupied. The tenant is month-to-month, and the property will be delivered vacant. Property is tenant occupied. Please do not disturb tenants. Appointment required for all showings. Property is being sold in its current condition and is in need of TLC. Roof replaced in 2020. Buyer and buyer’s agent to verify all measurements, square footage, and property information.Please submit all offers with proof of funds or pre-approval letter to passmorehomes@gmail.com. Allow adequate time for showing requests due to tenant occupancy.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 1959, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 9:34 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.