Price cut $30K3D tour
$299,000
4491 NW 1st Terrace, Deerfield Beach 33064
Est. $2,944/mo with 20% down incl. HOA
Listing courtesy of Max C&T Realty LLC · BeachesMLS
$395,0001140 NW 49th Street, Deerfield Beach, FL 33064
Listing courtesy of Keyes - Boca East · 561-501-1001 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 19, 2026, unless a row says otherwise.
- Price
- $395,000 · $237/sqft
- Property taxes
- $1,418/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $175/mo (listed as $525 quarterly)From the listing, unconfirmed
- Fee covers
- Cable TV, Maintenance Grounds, Recreation Facility
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $3,465/mo: $2,154 loan + $625 tax + $511 insurance + $175 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1978 · 1 story
- Days on market
- About 149 days
- Price history (this listing)
- Originally listed at $400,000; last price change Sep 16, 2026. Down $5,000.
Details
- TypeHouse
- Beds2 bd
- Baths2
- Size1,668 sqft
- Year built1978
- Parking1 garage, 3 spaces
- PoolCommunity
- LaundryIn Garage
- FurnishedUnfurnished
- NeighborhoodCRYSTAL LAKE 4TH SEC
- ZIP33064
- MLS #B26037900
- To the beachAbout 3.8 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
ALL AGES WELCOME! Larger square footage than most in the neighborhood. Spacious & beautiful, this home offers a desirable 2/2 split-bedroom floor plan,. Also enjoy a dining room, two large living spaces, an office/flex room, a bonus space that can double as a 3rd bedroom and a large screened patio perfect for relaxing and enjoying South Florida living. Recent updates provide peace of mind, including a 2021 ROOF, newer windows (2008), and interior and exterior painting (2024). A one-car garage offers convenient parking and additional storage. Residents enjoy a vibrant lifestyle with a clubhouse featuring a resort-style pool, jacuzzi, sauna, billiards room, fitness equipment, and a large room for social events and gatherings. Low HOA fees include lawn maintenance, cable, and exterior paint!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1978, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.