zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$620,00011646 SW 13th Lane, Pembroke Pines, FL 33025

3 bd · 2.5 ba · 2,117 sqft · On the market about 32 days · Active

Listing courtesy of Fortuna Realty Solutions, LLC · 800-544-2627 · BeachesMLS

Full disclosure: what this home really costs

11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.

Price
$620,000 · $293/sqft
Property taxes
$10,675/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
$158/moFrom the listing, unconfirmed
What the fee covers
Not listed - ask Zach
Special assessments
None listed
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 1, 2026
Monthly payment (estimate)
$5,031/mo: $3,380 loan + $982 tax + $511 insurance + $158 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
2018 · 2 stories
Days on market
About 32 days
Price history (this listing)
Listed Oct 1, 2026.
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Details

  • TypeTownhouse
  • Beds3 bd
  • Baths2.5
  • Size2,117 sqft
  • Year built2018
  • Parking2 garage
  • PoolCommunity
  • WaterfrontYes: Lake Front
  • ViewLake
  • Laundryin-unit
  • FurnishedFurnished
  • NeighborhoodPEMBROKE LAKES SOUTH
  • ZIP33025
  • MLS #A12098922
  • To the beachAbout 11 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

LAKE VIEWS • FULLY FURNISHED • MOVE-IN READY! Welcome to this beautifully appointed 3-bedroom, 2.5-bath, two-story townhome offering the perfect combination of modern living, comfort, and convenience. Selling fully furnished (furniture price negotiable, not included in the selling price); everything stays with the property! Step inside to a bright, spacious open-concept living area featuring a stylish kitchen with granite countertops, stainless steel appliances, generous cabinetry, and a large pantry. Upstairs, the impressive primary suite offers two walk-in closets and a private balcony overlooking the serene lake—perfect for enjoying your morning coffee or relaxing at the end of the day. Additional features include impact windows and attractive laminate flooring throughout the staircase and second floor. Ideally located near major highways including I-75, Florida’s Turnpike, and the Sawgrass Expressway, with convenient access to shopping, dining, Memorial Hospital, Pembroke Lakes Mall, and more. Beautiful lake views, modern interiors, and a complete furniture package make this an exceptional opportunity. Just bring your suitcase and move in! Schedule your private showing today!

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 2018, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 11646 SW 13th Lane, Pembroke Pines, FL 33025

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 18 times left today, soonest 10:30 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of Fortuna Realty Solutions, LLC · 800-544-2627 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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