Price cut $39K3D tour
$839,900
12353 Natalies Cove Road, Cooper City 33330
Est. $6,460/mo with 20% down incl. HOA
Listing courtesy of FlatFee.com · BeachesMLS
$935,00011700 S ISLAND Road, Cooper City, FL 33026
Listing courtesy of The Keyes Company · 954-389-3459 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 15, 2026, unless a row says otherwise.
- Price
- $935,000 · $452/sqft
- Property taxes
- $12,148/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $70/mo (listed as $210 quarterly)From the listing, unconfirmed
- Fee covers
- Common Areas
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 1, 2026
- Monthly payment (estimate)
- $7,159/mo: $5,098 loan + $1,480 tax + $511 insurance + $70 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1981 · 1 story
- Days on market
- About 35 days
- Price history (this listing)
- Listed Sep 29, 2026.
Details
- TypeHouse
- Beds4 bd
- Baths3
- Size2,069 sqft
- Year built1981
- Parking2 spaces
- ViewGarden, Water, Lake
- Laundryin-unit
- FurnishedUnfurnished
- NeighborhoodSTONEBRIDGE PHASE 1
- ZIP33026
- MLS #B26081698
- To the beachAbout 12 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
The toughest decision here might be whether to enjoy the view or head out into it. Set on an 11,000+ sf lot in Rock Creek, Cooper City, this extensively updated, custom home comes with scenery that deserves more than a passing glance. Park and lake views stretch beyond the backyard, while a neighborhood easement connects to the adjacent park. Outdoor plans practically write themselves with the community's 2.75 mile exercise and bike path, lakes, parks, and playgrounds. Staying home, however, makes a very convincing argument. Inside, four bedrooms, new flooring throughout, high ceilings, and bright, open living spaces give you plenty to appreciate. Primary bedroom has French doors and backyard views, because the scenery should not be reserved for the living areas. A circular driveway and double door entrance add a proper welcome, with the home positioned just before a cul-de-sac. The roof dates to 2017, and Impact windows and doors have already been ordered and are awaiting installation, so that upgrade is in the works, not being passed off as completed. HOA dues are $210 per quarter. Come take a look. Your saved listings may suddenly have some explaining to do.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1981, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Listing courtesy of The Keyes Company · 954-389-3459 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.