3D tour
$6,495,900
159 NE 99th Street, Miami Shores 33138
Est. $46,212/mo with 20% down
Listing courtesy of Luxe Properties · BeachesMLS
$5,799,0001202 NE 93rd Street, Miami Shores, FL 33138
Listing courtesy of Maggi Realty Group · 305-582-7917 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $5,799,000 · $1,227/sqft
- Property taxes
- $80,000/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Nov 1, 2026
- Monthly payment (estimate)
- $41,309/mo: $31,616 loan + $9,182 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2024 · 2 stories
- Days on market
- About 19 days
- Price history (this listing)
- Listed Oct 14, 2026.
Details
- TypeHouse
- Beds6 bd
- Baths5.5
- Size4,727 sqft
- Year built2024
- Parking2 garage
- PoolPrivate
- ViewGarden, Pool
- NeighborhoodBAY LURE
- ZIP33138
- MLS #A12105948
- To the beachAbout 3.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Casa Elara | A Grand Modern Estate in Miami Shores.Experience Miami luxury living in this stunning 6 bed, 5.5 bath contemporary estate, built in 2023, surrounded by lush tropical landscaping. From its striking architectural lines and beautiful curb appeal to its soaring 11-foot ceilings and expansive walls of glass, Casa Elara makes a statement from the moment you arrive.Designed for effortless living and entertaining, the residence features generous open-concept interiors, refined custom millwork and seamless indoor-outdoor flow through panoramic glass doors. At the heart of the home, a sophisticated Mia Cucina kitchen showcases custom cabinetry, an oversized island and premium Wolf and Sub-Zero appliances. 2 bedrooms on main level, a dedicated office and multiple living areas offer exceptional flexibility for family & guests.Upstairs, 4 additional bedroom suites are complemented by a spacious third living/media area. The primary suite is a private retreat, complete with its own terrace, an oversized walk-in closet and a spa-inspired bath.Outside, the home's contemporary architecture opens to a private tropical oasis featuring a sparkling pool, expansive entertaining deck and summer kitchen, all framed by lush landscaping. The result is a beautiful balance of modern design, privacy and relaxed South Florida living.Ideally located in coveted Miami Shores, Casa Elara offers a rare opportunity for ideal Miami living.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Nov 1, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2024, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Miami Shores
Text Zach
Price cut $305K3D tour
$4,995,000
861 NE 91st Terrace, Miami Shores 33138
Est. $35,653/mo with 20% down
Listing courtesy of One Sotheby's International Realty · BeachesMLS
3D tour
$6,150,000
34 NW 97th Street, Miami Shores 33150
Est. $43,779/mo with 20% down
Listing courtesy of Ballagas Realty LLC · BeachesMLS
3D tour
$4,950,000
1370 NE 103rd Street, Miami Shores 33138
Est. $35,336/mo with 20% down
Listing courtesy of Robert Bourne Real Estate LLC · BeachesMLS
Listing courtesy of Maggi Realty Group · 305-582-7917 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.