Price cut $150K3D tour
$4,500,000
3061 NE 43rd Street, Fort Lauderdale 33308
Est. $32,170/mo with 20% down
Listing courtesy of Coldwell Banker Realty · BeachesMLS
$3,650,0001205 Avocado Isle, Fort Lauderdale, FL 33315
Listing courtesy of ACM Real Estate · 954-941-5545 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $3,650,000 · $847/sqft
- Property taxes
- $5,130/yr (2024 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 6 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $26,190/mo: $19,900 loan + $5,779 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2026 · 2 stories
- Days on market
- About 283 days
- Price history (this listing)
- Originally listed at $3,995,000; last price change Oct 23, 2026; listed Jan 23, 2026. Down $345,000.
Details
- TypeHouse
- Beds6 bd
- Baths5
- Size4,311 sqft
- Year built2026
- Parking2 garage, 5 spaces
- PoolPrivate
- WaterfrontYes: No Fixed Bridge, Ocean Access, Canal Front, Navigable Water
- ViewPool, Water
- NeighborhoodSouth New River Isles Sec
- ZIP33315
- MLS #F10548175
- To the beachAbout 3.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
This spectacular never lived in 2026 new construction 75 ft water frontage home is designed for elegant coastal living. The five bedrooms, five bathrooms, plus a dedicated office/den/bedroom will offer over the top comfort and modern sophistication. Prime waterfront lot built per the 2025 elevation requirements with direct ocean access with no fixed bridges, this property is a boater's paradise with a beatiful view of downtown Fort Lauderdale. Resort style backyard with a beach entry pool, summer kitchen and water views. A builders warranty is included. The 59 foot boat dock and 75 foot seawall were upgraded in 2025 including a new dockside power center. The garage can accommodate two car lifts for four cars. Affordable insurance w/ new construction & raised elevation.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2026, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Fort Lauderdale
Text Zach
Price cut $260K
$3,490,000
1609 SE 1st Street, Fort Lauderdale 33301
Est. $25,064/mo with 20% down
Listing courtesy of RE/MAX FIRST · BeachesMLS
3D tour
$3,995,000
1125 SE 9th Street, Fort Lauderdale 33316
Est. $28,617/mo with 20% down
Listing courtesy of Coldwell Banker Realty · BeachesMLS
3D tour
$2,950,000
1524 Argyle Drive, Fort Lauderdale 33312
Est. $21,265/mo with 20% down
Listing courtesy of London Foster Realty · BeachesMLS
Listing courtesy of ACM Real Estate · 954-941-5545 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.