Price cut $200K3D tour
$3,299,999
9861 NW 135th Street, Hialeah Gardens 33018
Est. $23,728/mo with 20% down
Listing courtesy of Phantom Real Estate · BeachesMLS
$3,949,99913052 NW 102nd Avenue, Hialeah Gardens, FL 33018
Listing courtesy of The Lab Realty Group, LLC · 786-791-7433 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $3,949,999 · $929/sqft
- Property taxes
- $20,728/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AH: high-risk flood area, base flood elevation 5 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $28,300/mo: $21,535 loan + $6,254 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2020 · 1 story
- Days on market
- About 121 days
- Price history (this listing)
- Originally listed at $3,999,999; last price change Aug 18, 2026; listed Jul 4, 2026. Down $50,000.
Details
- TypeHouse
- Beds6 bd
- Baths6
- Size4,250 sqft
- Year built2020
- Parking3 garage
- PoolPrivate
- ViewGarden, Pool
- NeighborhoodLOS JARDINES ESTATES
- ZIP33018
- MLS #A12040607
- To the beachAbout 15 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Exceptional custom-built SMART estate completed in 2020, offering 6 bedrooms, 6 bathrooms, and approximately 7,500 SF of luxury living. Designed for both grand entertaining and everyday comfort, this residence showcases premium Italian cabinetry and custom built-in closets, expansive living spaces, and top-tier finishes throughout. The chef's kitchen features Sub-Zero and Wolf appliances and flows seamlessly into the home's indoor and outdoor entertaining areas. Resort-style backyard with heated pool, spa, and fully equipped summer kitchen with Wolf BBQ. Built with durability and peace of mind in mind, featuring a 10-inch concrete roof slab, oversized missile-impact Low-E insulated windows and doors, HD camera security system, and a whole-house generator valued at approximately $30,000 capable of powering the home for over two weeks. Situated on an oversized estate-sized lot, the property offers exceptional privacy, expansive outdoor living areas, and ample space for recreation while maintaining a sophisticated resort-like ambiance. Additional highlights include a private gym, smart home technology, and exceptional attention to detail throughout. A rare opportunity to own one of Hialeah Gardens Estates' finest modern residences. Constructed to the highest standards with superior materials and craftsmanship, this residence combines modern luxury, advanced technology, and exceptional structural integrity rarely found in today's market.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AH: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2020, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Listing courtesy of The Lab Realty Group, LLC · 786-791-7433 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.