Price cut $30K3D tour
$220,000
1650 SW 124th Terrace #209D, Pembroke Pines 33027
Est. $2,387/mo with 20% down incl. HOA
Listing courtesy of LYNQ Real Estate · BeachesMLS
$289,90013705 SW 12th Street #103B, Pembroke Pines, FL 33027
Listing courtesy of Coldwell Banker Realty · 954-384-0099 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $289,900 · $213/sqft
- Property taxes
- $4,861/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $507/moFrom the listing, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 6.6 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $2,698/mo: $1,581 loan + $459 tax + $151 insurance + $507 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1994 · 4 stories
- Days on market
- About 87 days
- Price history (this listing)
- Listed Aug 7, 2026.
Details
- TypeCondo
- Beds2 bd
- Baths2
- Size1,364 sqft
- Year built1994
- Parking1 garage
- PoolCommunity
- WaterfrontYes: Lake Front
- ViewLake
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodSUFFOLK AT CENTURY VILLAG
- ZIP33027
- MLS #A12067593
- To the beachAbout 13 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Your future home awaits in this beautifully updated 1st floor lakefront condo featuring the highly sought-after Karanda floorplan in Suffolk I, the newest section of Century Village. Enjoy serene lake views & an open, inviting layout designed for comfortable living. Upgraded kitchen with BRAND-NEW stainless steel appliances, granite counters, rich wood cabinetry & bright breakfast nook. Spacious living & dining areas feature recessed lighting, elegant chair rail & abundant natural light. Primary suite overlooks lake and offers ensuite bath with vanity, medicine cabinet, pocket door, walk-in shower with sliding glass doors, oversized walk-in closet & additional linen closet. Second bedroom features a walk-in closet. Updated bathroom includes vanity, medicine cabinet, and tub with sliding glass doors. Utility closet with shelving, in-unit washer dryer, ceiling fans, window treatments throughout, freshly painted walls and baseboards (2025), popcorn removed. Added peace of mind with accordions on rear patio. AC & WH (2020). Assigned parking just steps from the unit. Resort-style amenities including pool, pickleball, fitness center, clubhouse, countless social activities, 24/7 manned security, and 2 gated entrances. Association requires minimum 700 credit score, no rentals during the 1st two years of ownership, at least one owner must be 55+. Move-in ready and perfectly located, this exceptional lakefront home offers comfort, style, and the vibrant Century Village lifestyle.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1994, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1994 (32 years old)
- Stories
- 4
- HOA / condo fee
- $507/mo (from the listing, unconfirmed)
- Fee covers
- Not listed - ask Zach
- Pets
- No
- Milestone inspection
- This building is 32 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.