3D tour
$2,199,999
581 SE 5th Avenue, Pompano Beach 33060
Est. $15,988/mo with 20% down
Listing courtesy of Coldwell Banker · BeachesMLS
$1,800,0001390 E Terra Mar Drive, Pompano Beach, FL 33062
Open house: Oct 31, 2026, 5:00 PM to 8:00 PM
Listing courtesy of LoKation · 954-545-5583 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $1,800,000 · $1,108/sqft
- Property taxes
- $24,832/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- None per the listing: “Situated on a deepwater canal with a 70 foot dock, ocean access, and NO HOA, this beautifully maintained single story home offers 3 bedrooms, 2 bathrooms, a spacious 2 car garage, and the ultimate South Florida waterfron…”Listing remarks, word for word, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $13,175/mo: $9,814 loan + $2,850 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1956 · 1 story
- Days on market
- About 90 days
- Price history (this listing)
- Originally listed at $2,000,000; last price change Oct 26, 2026; listed Aug 3, 2026. Down $200,000.
Details
- TypeHouse
- Beds3 bd
- Baths2
- Size1,625 sqft
- Year built1956
- Parking2 garage, 8 spaces
- WaterfrontYes: Canal Front, Seawall, Canal Width 81-120 Feet
- ViewWater, Canal
- Laundryin-unit
- FurnishedUnfurnished
- NeighborhoodTERRA MAR ISLAND ESTATES
- ZIP33062
- MLS #B26059616
- To the beachAbout 0.2 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Welcome to an extraordinary waterfront residence on the exclusive Terra Mar Island, one of South Florida's most desirable hidden gems and premier boating communities. This exceptional beach and boater's haven perfectly combines luxury coastal living, modern comfort, and unparalleled waterfront access. Situated on a deepwater canal with a 70 foot dock, ocean access, and NO HOA, this beautifully maintained single story home offers 3 bedrooms, 2 bathrooms, a spacious 2 car garage, and the ultimate South Florida waterfront lifestyle just moments from the Intracoastal Waterway and Atlantic Ocean. From the moment you arrive, you'll be captivated by the home's impressive curb appeal featuring lush tropical landscaping, swaying palm trees, manicured hedges, a circular driveway, and an inviting entryway. The thoughtfully designed exterior offers privacy, timeless coastal charm, and a welcoming atmosphere that perfectly complements the home's incredible waterfront setting. Inside, the bright and spacious open concept floor plan is filled with natural light and designed to showcase the breathtaking canal and marina views. High ceilings, expansive living spaces, and walls of French doors along the entire back of the home create a seamless connection between indoor and outdoor living while allowing natural sunlight to pour throughout the residence. Whether relaxing or entertaining guests, the tranquil waterfront scenery provides the perfect backdrop. The expansive living room, dining area, and gourmet kitchen serve as the heart of the home, offering an ideal layout for everyday living and entertaining. The beautifully updated kitchen features custom white cabinetry, elegant stone countertops, premium stainless steel appliances, built in wall ovens, a gas cooktop with designer vent hood, decorative tile backsplash, abundant storage, and an oversized center island complete with seating and a built in wine cooler. Enjoy preparing meals while watching boats cruise down the waterway directly from your kitchen. The desirable split bedroom floor plan provides privacy and functionality for homeowners and guests alike. The luxurious primary suite offers a peaceful waterfront retreat with direct access to the patio through sliding glass doors, allowing you to enjoy the fresh coastal breeze and serene canal views each morning. The spacious suite features custom closet storage and a beautifully renovated spa inspired ensuite bathroom with a dual sink quartz vanity, designer fix
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1956, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 10:34 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.