Listing courtesy of My Realty Group, LLC. · BeachesMLS
$695,0001401 SW 28th Terrace, Deerfield Beach, FL 33442
Listing courtesy of LoKation · 954-545-5583 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $695,000 · $364/sqft
- Property taxes
- $7,162/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- None per the listing: “This well-maintained 3-bed, 2-bath CBS pool home sits on one of the largest pie-shaped waterfront lots in the highly desirable NO HOA community of Crystal Heights.”Listing remarks, word for word, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $5,400/mo: $3,789 loan + $1,100 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1980 · 1 story
- Days on market
- About 130 days
- Price history (this listing)
- Originally listed at $749,900; last price change Oct 12, 2026; listed Jun 27, 2026. Down $54,900.























Details
- TypeHouse
- Beds3 bd
- Baths2
- Size1,910 sqft
- Year built1980
- Parking2 garage, 4 spaces
- PoolPrivate
- WaterfrontYes: Lake Access, Lake Front
- ViewWater, Lake
- Laundryin-unit
- NeighborhoodCRYSTAL HEIGHTS
- ZIP33442
- MLS #B26045411
- To the beachAbout 4.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
This well-maintained 3-bed, 2-bath CBS pool home sits on one of the largest pie-shaped waterfront lots in the highly desirable NO HOA community of Crystal Heights. From the moment you enter, you're greeted by expansive water views and vaulted wood ceilings that create an open, airy feel throughout the main living areas. Situated on a wide waterfront lot, this property offers exceptional outdoor space for entertaining, relaxation, boating, fishing, and even city compliant RV/boat storage. Enjoy a fully fenced backyard (2025 PVC fencing) with a pool, spa with propane heating system, and a screened patio, perfect for seamless indoor/outdoor living. Inside, the home features a split bedroom floor plan, hardwood floors and ceramic tile throughout, and an updated kitchen with black granite countertops, cedar cabinetry, dual pantries, and new stainless steel appliances. The spacious primary suite offers tranquil water views, patio access, a large walk-in closet, dual vanities, and a separate shower/water closet. Major upgrades providing peace of mind and efficiency include: Brand new 3.5-ton HVAC (2026) and Water Heater (2026), full impact windows and doors (double insulated & tinted), solar water heater, RainSoft whole-home water filtration + iSpring 4-stage reverse osmosis system, variable speed Pentair pool pump (2025), roof cleaned & exterior painted (2026), and new shed for additional outdoor storage. Additional features include a dedicated laundry room, spacious secondary bedrooms with large closets, and abundant natural light throughout. Located just minutes from I-95, the Turnpike, Sawgrass Expressway, Deerfield's award winning beaches, The Cove, Coconut Creek Promenade, Mizner Park, and Boca Town Center. Conveniently positioned near major transit including Brightline Boca Station (15 min), FLL (25 min) and MIA (45 min) International Airports. This is a rare opportunity to own a move-in-ready waterfront home with land, privacy, no HOA restrictions, and valuable upgrades in one of South Florida's most sought after neighborhoods. Schedule your private showing today and make this beautiful home yours! Please see brokers remarks for more information.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1980, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
Similar homes in Deerfield Beach

Listing courtesy of Ryan Critch Real Estate · BeachesMLS

Listing courtesy of LoKation · BeachesMLS
Listing courtesy of Luft Realty · BeachesMLS
Listing courtesy of LoKation · 954-545-5583 · BeachesMLS
All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.