zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$3,100,0001405 NE 4th Avenue, Boca Raton, FL 33432

4 bd · 4 ba · 3,065 sqft · Price cut $150,000 · On the market about 112 days · Active

Listing courtesy of Vaulted Real Estate, LLC. · 561-900-8395 · BeachesMLS

Full disclosure: what this home really costs

10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 23, 2026, unless a row says otherwise.

Price
$3,100,000 · $1,011/sqft
Property taxes
$35,613/yr (2024 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
Not listed - ask Zach
What the fee covers
Not listed - ask Zach
Special assessments
None listed
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 30, 2026
Monthly payment (estimate)
$22,320/mo: $16,901 loan + $4,908 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
2022 · 2 stories
Days on market
About 112 days
Price history (this listing)
Originally listed at $3,250,000; last price change Oct 12, 2026. Down $150,000.
1405 NE 4th Avenue, Boca Raton, FL 33432, photo 1 of 121405 NE 4th Avenue, Boca Raton, FL 33432, photo 2 of 121405 NE 4th Avenue, Boca Raton, FL 33432, photo 3 of 121405 NE 4th Avenue, Boca Raton, FL 33432, photo 4 of 121405 NE 4th Avenue, Boca Raton, FL 33432, photo 5 of 121405 NE 4th Avenue, Boca Raton, FL 33432, photo 6 of 121405 NE 4th Avenue, Boca Raton, FL 33432, photo 7 of 121405 NE 4th Avenue, Boca Raton, FL 33432, photo 8 of 121405 NE 4th Avenue, Boca Raton, FL 33432, photo 9 of 121405 NE 4th Avenue, Boca Raton, FL 33432, photo 10 of 121405 NE 4th Avenue, Boca Raton, FL 33432, photo 11 of 121405 NE 4th Avenue, Boca Raton, FL 33432, photo 12 of 12

Details

  • TypeHouse
  • Beds4 bd
  • Baths4
  • Size3,065 sqft
  • Year built2022
  • Parking2 garage, 6 spaces
  • PoolPrivate
  • ViewGarden, Pool
  • NeighborhoodWhisem Unit B
  • ZIP33432
  • MLS #B26055039
  • To the beachAbout 0.7 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Boca Villas. Built in 2022 on a quiet East Boca street, minutes from Mizner Park and the beach. Inside, the rooms are bright and calm: large-format tile downstairs, wide-plank wood upstairs, and an open layout that flows straight out to the pool. The kitchen has a waterfall island, pro gas range, double wall ovens, and a built-in wine fridge. The first floor also has a private office with floor-to-ceiling glass and a cabana bath off the pool. All bedrooms are upstairs: a primary suite with a walk-in closet and a spa bath with freestanding tub and glass shower, plus a loft that works as a gym or lounge. Out back, a covered loggia with outdoor dining and TV, a full summer kitchen, a pool with sun shelf, and a real lawn wrapped in tropical landscaping, which is rare in this pocket. Turnkey and ready to move in. The information published and provided including but not limited to prices, measurements, square footages, lot sizes, features, finishes, and calculations are subject to errors, omissions or changes without notice. All such information should be independently verified. All parties should perform their own due diligence to verify all information.

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 2022, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 1405 NE 4th Avenue, Boca Raton, FL 33432

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 21 times left today, soonest 9:00 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

Similar homes in Boca Raton

Listing courtesy of Vaulted Real Estate, LLC. · 561-900-8395 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

Text ZachCallTour