3D tour
$790,000
1431 S Ocean Boulevard #2, Lauderdale-By-The-Sea 33062
Est. $7,646/mo with 20% down incl. HOA
Listing courtesy of Coldwell Banker Realty · BeachesMLS
$950,0001431 S Ocean Boulevard #78, Lauderdale-By-The-Sea, FL 33062
Listing courtesy of Marant & Associates Inc · 954-434-3934 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $950,000 · $470/sqft
- Property taxes
- $15,100/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $1,577/mo (listed as $4,732 quarterly)From the listing, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Required per the MLS. Membership fee per the MLS: $2,650. Ask Zach for the current club costs
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $8,771/mo: $5,179 loan + $1,504 tax + $511 insurance + $1,577 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1958 · 1 story
- Days on market
- About 18 days
- Price history (this listing)
- Listed Oct 15, 2026.
Details
- TypeHouse
- Beds2 bd
- Baths2
- Size2,020 sqft
- Year built1958
- Parking1 garage
- PoolCommunity
- ViewGarden, Water
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodPALM CLUB CO-OP
- ZIP33062
- MLS #A12106629
- MapMap location not available
From the listing
Beachside living in a move-in ready home - Completely updated: Open kitchen, New Bathrooms, and New flooring, just what you have been waiting for. Across the street from the beach in The Palm Yacht & Beach Club, a private co-op club of 99 homes with a beach clubhouse, 100 feet of beachfront, with a large heated pool. With over 2000 square feet of living space and a screened-in patio, this home offers plenty of room to relax and enjoy the coastal lifestyle. The best part is the maintenance provides total peace of mind, fully covering your roof, exterior walls, trash, professional lawn care, exterior home painting, staff, full time on-site management, exterior insurance, flood ins. and more! The marina is currently waitlisted, but it is another wonderful amenity. Two pets up to thirty-five pounds are allowed. Private 55+ community and a one time club membership fee of $2,650 applies. Please see attached documents.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 1958, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.