Price cut $20K3D tour
$190,000
17051 NE 23rd Avenue #1J, North Miami Beach 33160
Est. $1,774/mo with 20% down incl. HOA
Listing courtesy of Beachfront Realty Inc · BeachesMLS
$176,7701450 NE 170th Street #102, North Miami Beach, FL 33162
Listing courtesy of Keystone Realty Enterprises · 305-681-4663 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Jul 9, 2026, unless a row says otherwise.
- Price
- $176,770 · $173/sqft
- Property taxes
- $143/yr (2023 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $407/moFrom the listing, unconfirmed
- Fee covers
- Sewer, Trash, Water, Common Areas, Roof Repairs, Recreation Facility, Pool Service
- Special assessments
- “As today, the owner will pay for the current roof assessment(7K) before new owner take over.”Listing remarks, word for word
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 6 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 27, 2026
- Monthly payment (estimate)
- $1,791/mo: $871 loan + $280 tax + $233 insurance + $407 HOA. 20% down, 6.25% rate, 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1962 · 3 stories
- Days on market
- About 932 days
- Price history (this listing)
- Originally listed at $191,000; last price change Sep 6, 2024. Down $14,230.
Details
- TypeCondo
- Beds2 bd
- Baths1
- Size1,024 sqft
- Year built1962
- PoolCommunity
- ViewOther
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodFLORIDIAN ARMS CONDO
- ZIP33162
- MLS #A11565038
- To the beachAbout 3.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Great Opportunity. Two bedroom apartment with Den / Office-Space and a large screened balcony on the first floor. Among the biggest unit in the building. Very clean and easy access from the parking lot. The building has an outdoor pool open from sunrise to sunset, garden and outdoor area, laundry room on each floor. Just across the building there is a walking public park/canal very convenient for recreation. Excellent location to access major highways and public transportation. Walking distance to Walmart, Shops, Restaurants and gyms. 10 minutes away from Aventura Mall and just a few minutes from the new Pubilx Plaza in 163rd Street. As today, the owner will pay for the current roof assessment(7K) before new owner take over. Owner occupied most of the units. NO RESERVES. Monthly HOA $407.
Monthly payment calculator
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 27, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1962, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1962 (64 years old)
- Stories
- 3
- HOA / condo fee
- $407/mo (from the listing, unconfirmed)
- Fee covers
- Sewer, Trash, Water, Common Areas, Roof Repairs, Recreation Facility, Pool Service
- Pets
- Yes
- Milestone inspection
- This building is 64 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 27, 2026, 4:51 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.