zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$4,150,0001480 SW 21st Lane, Boca Raton, FL 33486

5 bd · 5 ba · 4,291 sqft · Active

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Open house: Nov 8, 2026, 6:00 PM to 9:00 PM · Nov 8, 2026, 6:00 PM to 9:00 PM

Listing courtesy of Premier Estate Properties Inc · BeachesMLS

Full disclosure: what this home really costs

9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 5, 2026, unless a row says otherwise.

Price
$4,150,000 · $967/sqft
Property taxes
$18,853/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
Not listed - ask Zach
What the fee covers
Not listed - ask Zach
Special assessments
None listed
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 5, 2026
Monthly payment (estimate)
$29,708/mo: $22,626 loan + $6,571 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
1987 · 2 stories
Days on market
About 28 days
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Details

  • TypeHouse
  • Beds5 bd
  • Baths5
  • Size4,291 sqft
  • Year built1987
  • Parking3 garage, 5 spaces
  • PoolPrivate
  • WaterfrontYes: Fixed Bridge, Ocean Access
  • ViewPool, Water
  • FurnishedUnfurnished
  • NeighborhoodPALM BEACH FARMS CO 10
  • ZIP33486
  • MLS #B26094497
  • To the beachAbout 2.5 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

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From the listing

Impeccably remodeled, this 5-bedroom, 5-bathroom Palm Beach Farms coastal-contemporary estate offers 75± feet on the Hillsboro Canal with access to the Intracoastal and the ocean. The grand foyer, with a two-story coffered ceiling and a wrought-iron stairway, opens to the main rooms, the gourmet kitchen and a poolside loggia. The living room and dining room each center on a fireplace, and the kitchen features custom wood cabinetry, quartzite counters, Sub-Zero and Wolf appliances, a bar and a large center island with seating. An office, a secondary bedroom and a laundry room complete this level. Upstairs, the primary suite offers a fireplace, sliding doors to an expansive deck and a spa-inspired bathroom. Also upstairs are guest bedrooms and a gym with an infrared sauna. Outdoors are an oversized pool and spa, a cabana bath with a steam shower, a summer kitchen with a pizza oven and a new remote-controlled pergola. The dock offers a 10,000± pound boat lift and a floating kayak dock. A three-car garage completes the property. DISCLAIMER: Information published or otherwise provided by the listing company and its representatives including but not limited to prices, measurements, square footages, lot sizes, calculations, statistics, and videos are deemed reliable but are not guaranteed and are subject to errors, omissions or changes without notice. All such information should be independently verified by any prospective purchaser or seller. Parties should perform their own due diligence to verify such information prior to a sale or listing. Listing companies expressly disclaims any warranty or representation regarding such information. Prices published are either list price, sold price, and/or last asking price. The listing company participates in the Multiple Listing Service and IDX. The properties published as listed and sold are not necessarily exclusive to listing company and may be listed or have sold with other members of the Multiple Listing Service. Transactions where listing company represented both buyers and sellers are calculated as two sales. "No payments made until title passes" Some affiliations may not be applicable to certain geographic areas. If your property is currently listed with another broker, please disregard any solicitation for services. Information published or otherwise provided by seller, listing company or its representatives is deemed reliable but are not guaranteed and subject to errors, omissions, or changes without notice. C

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Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Nov 5, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 1987, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 1480 SW 21st Lane, Boca Raton, FL 33486

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 14 times left today, soonest 12:30 PM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Request a showing

1480 SW 21st Lane, Boca Raton, FL 33486 · MLS B26094497. Zach (not the listing agent) gets this and contacts you to set the time.

Rather not check the box? That's fine. Zach will call or email instead.

Every listing is shown to everyone, in line with federal, Florida and local fair housing law. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of Premier Estate Properties Inc · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 5, 2026, 9:16 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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