Price cut $19K3D tour
$340,000
11930 NE 19th Drive #3, North Miami 33181
Est. $2,619/mo with 20% down incl. HOA
Listing courtesy of Sunshine Luxury Rlty of America, Inc · BeachesMLS
$425,00015051 Royal Oaks Lane #1203, North Miami, FL 33181
Listing courtesy of SIR Realty LLC · 305-396-9065 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 19, 2026, unless a row says otherwise.
- Price
- $425,000 · $236/sqft
- Property taxes
- $4,976/yr (2021 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $1,458/moFrom the listing, unconfirmed
- Fee covers
- Insurance, Maintenance Grounds, Maintenance Structure, Security, Sewer, Trash, Water, Common Areas, Elevator
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 8 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 27, 2026
- Monthly payment (estimate)
- $4,376/mo: $2,093 loan + $673 tax + $151 insurance + $1,458 HOA. 20% down, 6.25% rate, 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2007 · 12 stories
- Days on market
- About 1520 days
- Price history (this listing)
- Originally listed at $485,000; last price change Jul 7, 2026; listed Aug 30, 2022. Down $60,000.
Details
- TypeCondo
- Beds3 bd
- Baths3
- Size1,801 sqft
- Year built2007
- Parking1 garage
- PoolCommunity
- ViewOther, Intracoastal
- NeighborhoodTHE OAKS I CONDO
- ZIP33181
- MLS #A11265847
- To the beachAbout 1.9 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Stunning 2 Bedroom + Den (Convertible 3rd Bedroom) Residence with Breathtaking Views at 151 BiscayneWelcome to this spacious and light-filled residence offering 1,801 sq. ft. of interior living space plus a private balcony with spectacular panoramic views of Oleta River State Park, Sunny Isles skyline, and the ocean in the distance.This beautifully maintained home features a versatile 2-bedroom + den layout, with the den easily convertible into a third bedroom or home office. The oversized primary suite offers generous closet space and a luxurious en-suite bathroom complete with a Jacuzzi tub and separate shower.The open-concept kitchen is equipped with stainless steel appliances, granite countertops, abundant cabinetry, and overlooks the living and dining areas, making it perfect for entertaining. Floor-to-ceiling windows fill the home with natural light while showcasing the incredible views from nearly every room.Building Amenities:Resort-style swimming poolTennis courtFully equipped fitness centerChildren's playground24-hour valet serviceOne assigned covered parking spaceSecond parking available for only $65/monthPerfectly located just minutes from Aventura Mall, FIU, Oleta River State Park, beautiful beaches, restaurants, shopping, and directly across from Costco, this residence offers the perfect combination of space, comfort, convenience, and lifestyle.A rare opportunity to own one of the largest floor plans in the building with unmatched views
Monthly payment calculator
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 27, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2007, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 2007 (19 years old)
- Stories
- 12
- HOA / condo fee
- $1,458/mo (from the listing, unconfirmed)
- Fee covers
- Insurance, Maintenance Grounds, Maintenance Structure, Security, Sewer, Trash, Water, Common Areas, Elevator
- Pets
- Yes, Pet Restrictions Possible
- Milestone inspection
- Due by Dec 31, 2037 for buildings 3+ stories (local officials can require it at 25 years).
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 27, 2026, 4:51 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.