3D tour
$375,999
878 Crystal Lake Drive, Deerfield Beach 33064
Est. $3,024/mo with 20% down incl. HOA
Listing courtesy of Coldwell Banker · BeachesMLS
$499,0001523 E Hillsboro Boulevard #634, Deerfield Beach, FL 33441
Listing courtesy of Berkshire Hathaway HomeService · 954-449-2700 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 23, 2026, unless a row says otherwise.
- Price
- $499,000 · $394/sqft
- Property taxes
- $3,203/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $862/moFrom the listing, unconfirmed
- Fee covers
- Insurance, Maintenance Grounds, Security, Sewer, Water, Common Areas, Elevator, Reserve Funds
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $1,816/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $4,524/mo: $2,721 loan + $790 tax + $151 insurance + $862 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1974 · 10 stories
- Days on market
- About 55 days
- Price history (this listing)
- Originally listed at $509,000; last price change Oct 20, 2026. Down $10,000.
Details
- TypeCondo
- Beds2 bd
- Baths2
- Size1,268 sqft
- Year built1974
- Parking2 spaces
- PoolCommunity
- WaterfrontYes: Marina in Community, No Fixed Bridge, Ocean Access, Canal Front, Navigable Water, Canal Width 1-80 Feet
- ViewCanal, Intracoastal, Marina
- Laundryin-unit
- FurnishedUnfurnished
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodHILLSBORO COVE CONDO
- ZIP33441
- MLS #B26076252
- To the beachAbout 0.6 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Rare waterfront opportunity at Hillsboro Cove, a desirable 55+ community in the heart of Deerfield Beach! This beautifully updated condo offers stunning views of the Hillsboro River and nature preserve from a spacious screened balcony—the perfect setting to relax and enjoy the South Florida lifestyle. Inside, you'll find a bright, open living space with a sleek updated kitchen, modern bathrooms, porcelain tile flooring throughout and impact windows & doors. Unit features a full size side by side front loading washer & dryer. Boaters will love the opportunity to dock their boat just steps from home, with dock space available for residents only on a first come first serve basis at $2.75/ft. Enjoy the community heated & chilled pool, beautifully maintained grounds, and an unbeatable location within walking distance to the beach & directly across from The Cove Shopping Center, offering an array of restaurants, waterfront dining, shops, everyday conveniences, and a seasonal farmers market—all just steps from home. Whether you're looking for a full-time residence or a South Florida getaway, this waterfront condo offers an exceptional combination of boating, views, location, and lifestyle. Internet, Cable TV and water included in HOA fees.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1974, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1974 (52 years old)
- Stories
- 10
- HOA / condo fee
- $862/mo (from the listing, unconfirmed)
- Fee covers
- Insurance, Maintenance Grounds, Security, Sewer, Water, Common Areas, Elevator, Reserve Funds
- Pets
- Yes, Pet Restrictions Possible
- Milestone inspection
- This building is 52 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.