Price cut $10K3D tour
$709,000
740 NW 135 Street, North Miami 33168
Est. $5,499/mo with 20% down
Listing courtesy of Coldwell Banker Realty · BeachesMLS
$699,0001533 NE 131st Lane, North Miami, FL 33161
Listing courtesy of GG International Realty · 786-344-8524 · BeachesMLS
Full disclosure: what this home really costs
8 of 11 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $699,000 · $448/sqft
- Property taxes
- $6,570/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 2, 2026
- Monthly payment (estimate)
- $5,429/mo: $3,811 loan + $1,107 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1948 · 1 story
- Days on market
- About 3 days
- Price history (this listing)
- Listed Oct 30, 2026.
Details
- TypeMulti-family
- Size1,560 sqft
- Year built1948
- NeighborhoodGREEN OAKS
- ZIP33161
- MLS #A12115372
- To the beachAbout 2.8 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Situated on an expansive 10,454-square-foot lot with green artificial grass, this duplex offers 2 desirable rental units, extensive permitted improvements, and a great location near shops, schools and entertainment.Both 2-bedroom, 1-bathroom residences have undergone comprehensive renovations within the past six years, including updated electrical panel, wiring and plumbing systems, remodeled kitchens with granite countertops, updated bathrooms, modern LED lighting, and installed central AC systems. Impact windows and doors. Additional improvements include an attic fire separation wall installed to meet applicable code requirements.Step outside and discover a standout feature of this property: an expansive tropical backyard with mature shade trees, lush landscaping, and artificial turf. The generous outdoor space provides an inviting setting for entertaining, recreation, and relaxation.INCOME-PRODUCING PROPERTY! One residence currently generates $2,400 per month in rental income, providing an opportunity for investors or owner-occupants seeking supplemental income.Conveniently located near Biscayne Boulevard, shopping, restaurants, parks, and major roadways.Whether you're looking for a multifamily investment or the opportunity to live in one residence while renting the other, this North Miami duplex combines extensive improvements, great location, generous outdoor space, and rental income potential.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Nov 2, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1948, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.