3D tour
$400,000
Address not published, Miami Gardens 33169
Est. $3,677/mo with 20% down incl. HOA
Listing courtesy of Beachfront Realty Inc · BeachesMLS
$324,65916140 NW 28th Court, Miami Gardens, FL 33054
Listing courtesy of Keller Williams Dedicated Professionals · 954-533-7443 · BeachesMLS
Full disclosure: what this home really costs
8 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 16, 2026, unless a row says otherwise.
- Price
- $324,659 · $271/sqft
- Property taxes
- Not listed - ask Zach
- HOA / condo fee
- None per the listing: “No HOA.”Listing remarks, word for word, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $2,625/mo: $1,599 loan + $514 tax + $511 insurance. 20% down, 6.25% rate, 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1953 · 1 story
- Days on market
- About 40 days
- Price history (this listing)
- Listed Sep 18, 2026.
Details
- TypeHouse
- Beds4 bd
- Baths2
- Size1,200 sqft
- Year built1953
- ViewGarden
- NeighborhoodGOLDEN HIGHLANDS EST
- ZIP33054
- MLS #A12092128
- To the beachAbout 7.8 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
*United States Bankruptcy court ordered sale*. 15 Day Closing and Cash offers only, Subject to Court Approval. “Part of a 70 Unit Rental Portfolio that can be purchased together or by group/loan pool". List price is from 2026 Market Value from Miami Dade County Property Appraiser records. Must be bought with 220 East 4th Street Unit 3, Hialeah (DADE MKT $232,470) & 7497 West 22nd Avenue Unit 203, Hialeah, (DADE MKT $241,509). Photos and video available for each. 4/2 single family home with large fenced yard & circular drive. Tile throughout. Kitchen w/SS appliances & window. Room for Pool. No HOA. Well maintained community. All 70 properties are professionally managed by a 3rd party property management company that you can keep for turkey operation. **TOWN HALL ZOOM with SELLER, ATTORNEYS FOR YOUR QUESTIONS: November 10, 2026 at 4pm** contact us for link. **
Monthly payment calculator
Estimate, not a loan offer. Tax default: about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 1953, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 28, 2026, 3:53 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.