Listing courtesy of Montaner Realty, LLC. · BeachesMLS
$2,190,0001621 SW 11th Terrace, Miami, FL 33135
Listing courtesy of KD Prime Properties International, LLC · 305-381-8050 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $2,190,000 · $895/sqft
- Property taxes
- $14,833/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $15,906/mo: $11,940 loan + $3,468 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2026 · 1 story
- Days on market
- About 108 days
- Price history (this listing)
- Originally listed at $2,340,000; last price change Oct 5, 2026; listed Jul 17, 2026. Down $150,000.
Details
- TypeHouse
- Beds4 bd
- Baths3.5
- Size2,446 sqft
- Year built2026
- Parking1 garage
- PoolPrivate
- ViewGarden, Pool
- Laundryin-unit
- FurnishedPartially
- NeighborhoodSHENANDOAH
- ZIP33135
- MLS #A12055621
- To the beachAbout 4.9 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Exceptional New Construction in the heart of Shenandoah! Ideally located on a quiet street just moments from the acclaimed restaurants, cafés, and vibrant lifestyle of iconic Calle Ocho, and just 5 minutes from the heart of Brickell. This exceptional 1-story residence offers approximately 3,000 Total SF and 2,446 SF under A/C, featuring 4 bedrooms, 3.5 bathrooms, soaring 10-foot ceilings, solid-core 8-foot doors, and an open-concept floor plan filled with natural light. At the heart of the home, the gourmet kitchen showcases premium cabinetry, Bosch appliances, elegant Taj Mahal quartz countertops, a spacious center island, and designer finishes. Elegant 48"x48" Spanish porcelain flooring flows seamlessly throughout the home, creating a sophisticated and timeless aesthetic. Oversized stackable impact sliding glass doors open to a covered terrace, private pool, and beautifully designed outdoor living area, perfect for entertaining or everyday enjoyment. Additional highlights include a laundry room with sink, and pre-wire for security system and cameras. One of the most compelling new construction opportunities in the neighborhood, delivering the benefits of a brand-new home at a highly attractive price point. Move-in ready.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2026, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.