Price cut $15K3D tour
$565,000
881 NW 177th Terrace, Miami Gardens 33169
Est. $4,486/mo with 20% down
Listing courtesy of Govern Realty Corp · BeachesMLS
$689,90016301 NW 32nd Avenue, Miami Gardens, FL 33054
Listing courtesy of Landan Realty LLC · 305-338-6436 · BeachesMLS
Full disclosure: what this home really costs
9 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $689,900 · $513/sqft
- Property taxes
- $11,827/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $5,364/mo: $3,761 loan + $1,092 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1955 · 1 story
- Days on market
- About 167 days
- Price history (this listing)
- Originally listed at $724,900; last price change Oct 9, 2026; listed May 19, 2026. Down $35,000.
Details
- TypeHouse
- Beds4 bd
- Baths2
- Size1,345 sqft
- Year built1955
- ViewOther
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodPINE TREE PARK
- ZIP33054
- MLS #A12021507
- To the beachAbout 8.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
RENT TO BUY!!! DOUBLE LOT!! Home directly across from St. Thomas University! Discover the potential in this spacious 4/3 home perfectly situated on a rare DOUBLE CORNER LOT totaling 15,750 SQFT, incredible opportunity for homeowners or investors! Potential to split the folio & build an additional home, this property offers endless possibilities for expansion, rental income, or multi-generational living. The oversized lot, prime location, & redevelopment potential make this a unique investment opportunity w/tremendous upside. Featuring a large living room, open-concept kitchen, beautifully bathrooms, & modern finishes throughout. New roof, A/C, impact windows, doors, tankless water heater, & more. Located right off 826 North, w/quick access to major highways, shopping, schools, & local amenities. Walking distance to Pace Senior High School. POTENTIAL 2027 PROPERTY TAX SAVINGS FOR OWNER-OCCUPANTS! If Florida Amendment 3 is approved by voters, qualified Homestead owners may be eligible for increased non-school Homestead tax benefits beginning in 2027. Buyer must qualify & should independently verify eligibility, exemptions & estimated taxes w/the Miami-Dade Property Appraiser. Don’t miss your chance to turn this hidden gem into your next success story! Information provided is deemed to be accurate; however, it is the Buyer’s responsibility to independently verify all information, including zoning, folio split potential, permits, dimensions, & future use. SEE BROKERS REMARKS
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1955, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.