Price cut $20K3D tour
$395,000
4000 NE 170th Street #604, North Miami Beach 33160
Est. $3,813/mo with 20% down incl. HOA
Listing courtesy of Luxuri International Real Estate Miami, LLC. · BeachesMLS
$380,00016546 NE 26th Avenue #3J, North Miami Beach, FL 33160
Listing courtesy of TruDeals Realty Corp · 833-878-3325 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $380,000 · $317/sqft
- Property taxes
- $5,384/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $805/moFrom the listing, unconfirmed
- Fee covers
- Pest Control, Common Areas, Reserve Funds
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Not listed - ask Zach
- Monthly payment (estimate)
- $3,712/mo: $2,072 loan + $602 tax + $233 insurance + $805 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1973 · 6 stories
- Days on market
- About 200 days
- Price history (this listing)
- Listed Apr 16, 2026.
Details
- TypeCondo
- Beds2 bd
- Baths2
- Size1,200 sqft
- Year built1973
- PoolCommunity
- WaterfrontYes: Ocean Front
- ViewOcean
- FurnishedUnfurnished
- NeighborhoodREEF NORTH CONDO
- ZIP33160
- MLS #A12002226
- MapMap location not available
From the listing
Welcome to Unit 3J at 16546 NE 26th Avenue, a well-maintained residence offering comfort, convenience, and an ideal location in the heart of North Miami Beach. This inviting condo features a bright and functional layout designed for easy living, with generous living spaces filled with natural light.The open living and dining areas create a welcoming environment for relaxing or entertaining, while the kitchen offers ample cabinetry and workspace for everyday convenience. The spacious bedroom(s) provide comfort and privacy, making this home perfect for full-time living, seasonal use, or investment purposes.Beyond the unit, enjoy a premier suite of resort-style amenities designed for security and leisure:Security & Ease: Rest easy with a gated entrance and 24-hour security guard, plus the convenience of on-site management and a dedicated mail room.Active Lifestyle: Stay active with a tennis court and separate men’s and women’s gyms. Waterfront & Social: Take advantage of being right on the water with the ability to rent a boat slip, or host events in the community clubhouse available for rent.Enjoy the benefits of community living in a centrally located neighborhood close to everything South Florida has to offer. Conveniently situated just minutes from shopping, dining, parks, and major roadways, this property is also near the beautiful beaches of Sunny Isles Beach and the vibrant lifestyle of Aventura, including the popular Aventura Mall.Whether you're searching for a primary residence, seasonal getaway, or investment opportunity, this condo presents an excellent opportunity to own in a desirable North Miami Beach location.Don’t miss your chance to make this property your own!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Not checked yet. Look it up on FEMA's map or ask Zach.
- Wind and building code
- Built in 1973, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1973 (53 years old)
- Stories
- 6
- HOA / condo fee
- $805/mo (from the listing, unconfirmed)
- Fee covers
- Pest Control, Common Areas, Reserve Funds
- Pets
- Yes, Pet Restrictions Possible
- Milestone inspection
- This building is 53 years old. Florida requires a milestone structural inspection for condo buildings 3+ stories by Dec 31 of the year they turn 30 (local officials can require it at 25), then every 10 years. Ask Zach for the report.
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.