Price cut $249K3D tour
$2,250,000
29 NE 95th Street, Miami Shores 33138
Est. $17,122/mo with 20% down
Listing courtesy of Nurit Edelman Realty, LLC. · BeachesMLS
$1,850,000170 NW 105th Street, Miami Shores, FL 33150
Listing courtesy of Keller Williams Eagle Realty · 305-757-1700 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $1,850,000 · $640/sqft
- Property taxes
- $8,824/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- Fee covers
- Common Areas
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Nov 2, 2026
- Monthly payment (estimate)
- $13,526/mo: $10,086 loan + $2,929 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1948 · 1 story
- Days on market
- About 4 days
- Price history (this listing)
- Listed Oct 29, 2026.
Details
- TypeHouse
- Beds4 bd
- Baths3
- Size2,892 sqft
- Year built1948
- Parking2 garage
- PoolPrivate
- ViewPool
- Laundryin-unit
- FurnishedUnfurnished
- NeighborhoodMIAMI SHORES SEC 5
- ZIP33150
- MLS #A12115111
- To the beachAbout 5.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
BIG SPACE. BIG POSSIBILITIES. EVEN BIGGER POTENTIAL! Opportunity is the defining feature of this expansive mid-century home, offering an exceptional combination of generous living space, an oversized lot, a massive garage, and a private pool. With an existing 4-bedroom, 3-bathroom footprint, this property presents a remarkable canvas for buyers with vision who want to create something uniquely their own. Situated in a neighborhood experiencing exciting transformation, where existing homes are being beautifully renovated and impressive new residences are taking shape, this property offers the opportunity to participate in that evolution without the expense and complications of starting with a teardown. The existing square footage provides tremendous flexibility to reimagine the interior, including potential to create an additional bedroom within the current footprint. Whether your vision is a sophisticated mid-century retreat, a contemporary masterpiece, or a spacious family residence, the possibilities are extraordinary. The home features impact windows, installed solar panels providing significant electricity savings, and a recently renovated kitchen. The expansive yard, swimming pool, and exceptionally large garage provide the foundation for something truly special. Priced below a recent appraisal, this property represents a compelling opportunity to acquire substantial space, valuable existing improvements, and the freedom to create a home tailored to your lifestyle.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Nov 2, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1948, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.