Price cut $250K3D tour
$5,549,000
1051 NE 89th Street, Miami 33138
Est. $39,537/mo with 20% down
Listing courtesy of Robert Bourne Real Estate LLC · BeachesMLS
$6,399,0001710 S Miami Avenue, Miami, FL 33129
Listing courtesy of Douglas Elliman · 305-677-5000 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $6,399,000 · $849/sqft
- Property taxes
- $73,724/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- Not listed - ask Zach
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $5,975/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $45,517/mo: $34,887 loan + $10,132 tax + $498 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2007 · 2 stories
- Days on market
- About 102 days
- Price history (this listing)
- Originally listed at $6,700,000; last price change Oct 15, 2026; listed Jul 23, 2026. Down $301,000.
Details
- TypeHouse
- Beds7 bd
- Baths7.5
- Size7,534 sqft
- Year built2007
- Parking3 garage
- PoolPrivate
- ViewPool
- FurnishedNegotiable
- NeighborhoodHOLLEMAN PARK
- ZIP33129
- MLS #A12057030
- To the beachAbout 3.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
On one of Miami's most prestigious stretches of South Miami Avenue, this exceptional gated estate offers over 8,000 square feet of timeless design on a coveted 13,500-square-foot corner lot. Built in 2007, the residence blends classic architecture with elevated modern living in one of the city's most desirable neighborhoods.A private entrance opens to soaring, light-filled interiors where formal living and dining spaces flow into a striking glass-enclosed sunroom. Designed for effortless entertaining, the home features a chef's kitchen with top-tier appliances, home theater, and enclosed terrace.The thoughtfully designed floor plan offers seven bedrooms, seven custom walk-in closets, seven full bathrooms, and one powder room. The primary suite is a private retreat with boutique-inspired custom closets and bespoke built-ins. Premium finishes include Schüco impact windows and doors, natural stone flooring, and a solid concrete roof.Additional amenities include a fitness room, generous storage, a three-car garage with a climate-controlled bunker, whole-house generator, and advanced security system.Outside, tropical landscaping surrounds a resort-style pool and spa, summer kitchen, and multiple outdoor living spaces.Minutes from Brickell City Centre, Coconut Grove, Miami International Airport, premier hospitals, acclaimed dining, luxury shopping, and vibrant nightlife, this is a rare opportunity to own an exceptional estate in one of Miami's most coveted neighborhoods.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2007, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
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Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.