Price cut $55K3D tour
$530,000
11431 W 32nd Lane, Hialeah 33018
Est. $4,626/mo with 20% down incl. HOA
Listing courtesy of BP Global Realty, LLC · BeachesMLS
$430,0001720 W 75th Street, Hialeah, FL 33014
Listing courtesy of The Keyes Company · 305-822-9800 · BeachesMLS
Full disclosure: what this home really costs
11 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $430,000 · $327/sqft
- Property taxes
- $2,315/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- None per the listing: “No HOA.”Listing remarks, word for word, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $3,536/mo: $2,344 loan + $681 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1971 · 2 stories
- Days on market
- About 85 days
- Price history (this listing)
- Originally listed at $480,000; last price change Oct 25, 2026; listed Aug 7, 2026. Down $50,000.
Details
- TypeTownhouse
- Beds2 bd
- Baths1.5
- Size1,314 sqft
- Year built1971
- WaterfrontYes: Lake Access, Lake Front
- ViewLake
- FurnishedUnfurnished
- NeighborhoodFLAMINGO LAKE
- ZIP33014
- MLS #A12066880
- To the beachAbout 12 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
BUYERS, TAKE ADVANTAGE OF DOWN PAYMENT ASSISTANCE! Eligible buyers may qualify for $14,000 or $28,000 toward their home purchase! Assistance is based on household income and program eligibility. Subject to program guidelines, qualification, and availability of funds. Welcome home! This beautifully maintained Lake Front Townhouse offers the space, comfort, and outdoor lifestyle your family has been looking for. With over 1,300 sq. ft. of living space, this home gives everyone room to grow, while the large lot and peaceful water views create a private setting that is hard to find in a townhouse. The spacious backyard provides direct access to the lake and is perfect for enjoying morning coffee, family gatherings, or simply relaxing outdoors. A large screened-in patio with additional storage extends your living space and lets you enjoy the Florida lifestyle. The long driveway provides plenty of parking for family and guests. Inside, the home features granite countertops, abundant cabinet space, washer & dryer, and a convenient half bath downstairs. Instead of facing another row of homes, the front of the property overlooks additional parking and a beautifully landscaped Art Garden, offering a peaceful place for an evening stroll or exercise. The rear opens to serene water views. A rain-gutter system helps protect the home, and the major home systems are in working order. Located in a highly desirable area sharing the same ZIP code as Miami Lakes. No HOA. No special assessments.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1971, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 9:34 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.