$115,000
19080 NE 3rd Court #317, Miami 33179
Est. $1,528/mo with 20% down incl. HOA
Listing courtesy of Golod Group LLC · BeachesMLS
$140,000175 NE 203rd Terrace #24, Miami, FL 33179
Listing courtesy of Costa Bella Realty Group Inc. · 954-416-2725 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 26, 2026, unless a row says otherwise.
- Price
- $140,000 · $181/sqft
- Property taxes
- $1,679/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $320/moFrom the listing, unconfirmed
- Fee covers
- Gas, Insurance, Maintenance Grounds, Sewer, Trash, Water, Hot Water, Roof Repairs, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 6 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 31, 2026
- Monthly payment (estimate)
- $1,538/mo: $763 loan + $222 tax + $233 insurance + $320 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1970 · 2 stories
- Days on market
- About 38 days
- Price history (this listing)
- Listed Sep 26, 2026.
Details
- TypeCondo
- Beds1 bd
- Baths1
- Size775 sqft
- Year built1970
- Parking1 spaces
- PoolCommunity
- WaterfrontYes: Canal Front, Canal Width 1-80 Feet
- LaundryCommon Area
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- BuildingRO-MONT SOUTH CONDO B
- NeighborhoodRO-MONT SOUTH CONDO B
- ZIP33179
- MLS #B26080903
- To the beachAbout 5.0 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
You will want to run to this hidden secret. Luxury and affordable all in one.The total unit has been remodeled impact windows and doors throughout. Remodeled kitchen, gorgeous cabinets with granite countertops new lighting throughout gas stove.with five burners, new microwave. Water heater. New electric panel.New A/C. Covered patio off of primary suite with serene lake views. Lake view from living room and kitchen also. 2 huge closets in primary sweet. Low maintenance and building allows rental right away. Perfect for relocation buyer move in ready and comes with no headaches. Parking #24 close to building unit located on second floor.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 31, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1970, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- RO-MONT SOUTH CONDO B
- Year built
- 1970 (56 years old)
- Stories
- 2
- HOA / condo fee
- $320/mo (from the listing, unconfirmed)
- Fee covers
- Gas, Insurance, Maintenance Grounds, Sewer, Trash, Water, Hot Water, Roof Repairs, Pool Service
- Pets
- No
- Milestone inspection
- The listing shows 2 stories. Florida's milestone inspection covers condo buildings 3+ stories, so it may not apply here - ask Zach to confirm.
- Reserve study (SIRS)
- Required for condo buildings 3+ stories; with 2 stories listed it may not apply. Ask Zach, or check the state condo database (DBPR).
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach replies personally within 15 minutes, 8 AM to 9 PM ET, 7 days. Outside those hours, by 9 AM.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach typically replies within 15 minutes, 8 AM to 9 PM ET. After hours, by 9 AM.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Oct 31, 2026, 10:34 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.