Price cut $740K3D tour
$1,950,000
Address not published, Sunny Isles Beach 33160
Est. $16,042/mo with 20% down incl. HOA
Listing courtesy of MPGA Family Office Brokerage LLC · BeachesMLS
$2,299,00017555 Collins Avenue #308, Sunny Isles Beach, FL 33160
Listing courtesy of Miami Open Realty, LLC · 305-302-9125 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 31, 2026, unless a row says otherwise.
- Price
- $2,299,000 · $1,011/sqft
- Property taxes
- $22,847/yr (2026 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $2,275/mo (listed as $6,824 quarterly)From the listing, unconfirmed
- Fee covers
- Cable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water, Common Areas, Elevator, HVAC Maintenance, Legal/Accounting, Reserve Funds, Roof Repairs, Pool Service
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $18,682/mo: $12,534 loan + $3,640 tax + $233 insurance + $2,275 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1998 · 24 stories
- Days on market
- About 64 days
- Price history (this listing)
- Originally listed at $1,995,000; last price change Oct 26, 2026.
Details
- TypeCondo
- Beds3 bd
- Baths3
- Size2,274 sqft
- Year built1998
- Parking1 garage
- PoolCommunity
- WaterfrontYes: No Fixed Bridge, Ocean Access, Ocean Front
- ViewTennis, Direct Ocean, Ocean
- NeighborhoodTHE PINNACLE CONDOMINIUM
- ZIP33160
- MLS #A12080125
- To the beachUnder 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
AVAILABLE FOR SHOWINGS UNTIL NOVEMBER 25TH. PRICE INCLUDES BEACH CABANA & GARAGED PARKING SPACE. Experience oceanfront living at the prestigious Pinnacle Condominium in Sunny Isles Beach. This spacious corner, low-floor, 3-bedroom, 3-bath residence, offers 2,274 sq. ft.* of beautifully proportioned living space and incredible ocean views, with easy, stair or elevator, access to all amenities.Located in Tower I, closest to the ocean, with only 2 units per floor, Residence 308 enjoys abundant natural light, floor-to-ceiling glass and generous east- and west-facing terraces. The split-bedroom floor plan provides privacy for family and guests, while the oversized primary suite offers generous closets and a spacious master bath overlooking the Atlantic Ocean.A rare private air-conditioned beach cabana with full bathroom is also included in the offer, providing an exceptional beachfront lifestyle just steps from the sand.The Pinnacle offers 24-hour security and concierge, valet parking, oceanfront pool and beach service, fitness center, spa, tennis courts and beautifully maintained grounds. Ideally located beside Acqualina and minutes from Bal Harbour Shops, Aventura Mall, fine dining and Miami and Fort Lauderdale airports.Offering includes private beach cabana & garage parking space.*2,274 sq. ft. enclosed area per original developer floor plan, plus approximately 260 sq. ft. of terraces. Measurements are approximate and subject to buyer's verification.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1998, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1998 (28 years old)
- Stories
- 24
- HOA / condo fee
- $2,275/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Insurance, Internet, Maintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash, Water, Common Areas, Elevator, HVAC Maintenance, Legal/Accounting, Reserve Funds, Roof Repairs, Pool Service
- Pets
- Yes
- Milestone inspection
- Due by Dec 31, 2028 for buildings 3+ stories (local officials can require it at 25 years).
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.