3D tour
$3,600,000
16001 Collins Avenue #1901, Sunny Isles Beach 33160
Est. $28,911/mo with 20% down incl. HOA
Listing courtesy of Miami Oceanfront Realty · BeachesMLS
$3,995,00017555 Collins Avenue #3204, Sunny Isles Beach, FL 33160
Listing courtesy of Douglas Elliman · 305-677-5000 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $3,995,000 · $1,850/sqft
- Property taxes
- $18,212/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $2,342/mo (listed as $7,025 quarterly)From the listing, unconfirmed
- Fee covers
- Cable TV, Internet, Maintenance Structure, Elevator, Hot Water
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $2,801/yr (HO-6 condo policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 28, 2026
- Monthly payment (estimate)
- $30,681/mo: $21,781 loan + $6,325 tax + $233 insurance + $2,342 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1998 · 41 stories
- Days on market
- About 157 days
- Price history (this listing)
- Listed May 29, 2026.
Details
- TypeCondo
- Beds3 bd
- Baths3
- Size2,160 sqft
- Year built1998
- Parking2 garage
- PoolCommunity
- WaterfrontYes: Ocean Access, Ocean Front
- ViewDirect Ocean, Ocean
- FurnishedFurnished
- NeighborhoodTHE PINNACLE CONDO
- ZIP33160
- MLS #A12023415
- To the beachUnder 0.1 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Turnkey and fully furnished, this exceptional oceanfront residence at Pinnacle offers breathtaking direct ocean and intracoastal views, sophisticated contemporary finishes, and one of the most unique outdoor living experiences in Sunny Isles Beach. Beautifully renovated and move-in ready, the residence features floor-to-ceiling glass, expansive living and dining areas, a sleek modern kitchen, and spacious bedroom suites designed for effortless luxury living.The highlight of the home is the extraordinary oversized private terrace, a rare outdoor sanctuary in the sky offering multiple lounge, dining, and entertaining areas with panoramic ocean views. Perfect for year-round enjoyment, this one-of-a-kind space creates the feel of a private oceanfront villa while enjoying the convenience and security of luxury condominium living.Included in the sale are both a private oceanfront cabana and a highly desirable poolside cabana, providing the ultimate resort-style lifestyle and a seamless extension of the residence for relaxing, entertaining, and enjoying days by the beach and pool.Residents enjoy Pinnacle’s premier amenities including beach and pool service, fitness center, spa, tennis courts, concierge, valet, and 24-hour security. A rare opportunity to own a fully furnished, move-in-ready residence complete with exclusive cabanas and unmatched outdoor living space in the heart of Sunny Isles Beach.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 28, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1998, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Condo health facts
- Building
- Not listed - ask Zach
- Year built
- 1998 (28 years old)
- Stories
- 41
- HOA / condo fee
- $2,342/mo (from the listing, unconfirmed)
- Fee covers
- Cable TV, Internet, Maintenance Structure, Elevator, Hot Water
- Pets
- Yes
- Milestone inspection
- Due by Dec 31, 2028 for buildings 3+ stories (local officials can require it at 25 years).
- Reserve study (SIRS)
- Condo buildings 3+ stories must have a structural integrity reserve study. Look up the building's filing in the state condo database (DBPR) or ask Zach for the document pack.
Facts only, from the listing and state law. We don't grade buildings. How Florida's condo safety laws work.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- Condo documents review: Florida gives you a review period after you receive the association documents
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.