Price cut $20K3D tour
$1,180,000
15341 SW 20th Street, Miramar 33027
Est. $9,085/mo with 20% down incl. HOA
Listing courtesy of Miami Capital Realty Group · BeachesMLS
$1,199,99017665 SW 46th Street, Miramar, FL 33029
Listing courtesy of EXP Realty LLC · 888-883-8509 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Nov 1, 2026, unless a row says otherwise.
- Price
- $1,199,990 · $337/sqft
- Property taxes
- $16,145/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $430/moFrom the listing, unconfirmed
- Fee covers
- Security, Common Areas
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone AE: high-risk flood area, base flood elevation 5.7 ft. Lenders require flood insurance here; get a quote.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $9,383/mo: $6,542 loan + $1,900 tax + $511 insurance + $430 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 2022 · 2 stories
- Days on market
- About 124 days
- Price history (this listing)
- Originally listed at $1,275,000; last price change Oct 21, 2026. Down $75,010.
Details
- TypeHouse
- Beds5 bd
- Baths3.5
- Size3,559 sqft
- Year built2022
- Parking3 garage, 7 spaces
- PoolCommunity
- ViewOther
- Laundryin-unit
- NeighborhoodTUSCAN ISLES
- ZIP33029
- MLS #B26047750
- To the beachAbout 16 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Avoid the multi-year wait lists for new construction! THIS 2022 BUILT 5 BED/3.5 BATH, 3 -CAR GARAGE, EXPANSIVE TWO-STORY MINI-MANSION ESTATE FEATURES THE PRIMARY SUITE ON THE FIRST FLOOR for multi-generational living! Designed for a low-maintenance, high-efficiency lifestyle, this property shields you from high South Florida waterfront insurance premiums and ongoing pool maintenance costs. WITH 10 FT CEILINGS, over $80k in upgrades, and a bonus loft upstairs. RESORT-STYLE AMENITIES INCLUDE 24HR GUARDED GATE, CLUBHOUSE, FITNESS CENTER, PUTTING GREEN, AND A LUXURIOUS POOL. ENJOY THE LUXURY OF BEING CLOSE TO ONLY A+RATED SCHOOLS, MEMORIAL HOSPITAL, MIRAMAR REGIONAL PARK, SHOPPING, DINING, ETC. 10 min. From Costco Impact windows + doors, 2 pantries, $15k Blinds upgrade, double vanities in 2 bathrooms, R30 ceiling insulation, R11 garage wall insulation, Flo by moen water shutoff, EV charging port in garage, and much more!
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone AE: high-risk flood area. A FEMA Special Flood Hazard Area (about a 1% chance of flooding each year). Lenders require flood insurance for federally backed mortgages here. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 2022, after the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
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Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.