Price cut $15K3D tour
$565,000
881 NW 177th Terrace, Miami Gardens 33169
Est. $4,486/mo with 20% down
Listing courtesy of Govern Realty Corp · BeachesMLS
$624,00018100 NW 7th Place, Miami Gardens, FL 33169
Listing courtesy of The Kaplan Group RE LLC · 305-762-9576 · BeachesMLS
Full disclosure: what this home really costs
10 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.
- Price
- $624,000 · $255/sqft
- Property taxes
- $11,964/yr (2023 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- None per the listing: “…-in closet with beautiful barn doors.Situated on a fully fenced corner lot with no HOA, the property also includes a separate exterior laundry and utility room with a Samsung washer and dryer, a tankless Rheem water heat…”Listing remarks, word for word, unconfirmed
- What the fee covers
- Not listed - ask Zach
- Special assessments
- Not listed - ask Zach
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 30, 2026
- Monthly payment (estimate)
- $4,910/mo: $3,402 loan + $997 tax + $511 insurance. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1956 · 1 story
- Days on market
- About 119 days
- Price history (this listing)
- Originally listed at $650,000; last price change Sep 17, 2026; listed Jul 6, 2026. Down $26,000.
Details
- TypeHouse
- Beds8 bd
- Baths4
- Size2,451 sqft
- Year built1956
- NeighborhoodSCOTT LAKE MANOR SEC 1
- ZIP33169
- MLS #A12047294
- To the beachAbout 5.9 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
Exceptional investment opportunity offering an incredibly versatile floor plan with strong income potential. Whether you're looking for a multi-generational residence, an assisted living or group home opportunity (subject to buyer verification), or a cash-flowing investment property, this home offers flexibility that's hard to find.The front portion of the home features 4 spacious rooms, 2 full bathrooms, a comfortable living and dining area, and a full kitchen. The rear section offers additional living space with room for a kitchenette or refrigerator setup, along with 4 additional private rooms, including 2 with en-suite bathrooms and one featuring an oversized walk-in closet with beautiful barn doors.Situated on a fully fenced corner lot with no HOA, the property also includes a separate exterior laundry and utility room with a Samsung washer and dryer, a tankless Rheem water heater, central A/C servicing the front section, and energy-efficient mini-split systems throughout the rear living areas. Additional updates include a newer air handler replaced approximately six months ago and a new Samsung washer. The hip roof design slopes on all 4 sides, providing enhanced stability and wind resistance, an important feature in Florida's hurricane prone areas.For investors, this property was leased through Oxford House, generating $6,175.Contact the listing agent for a complete video walkthrough and additional investment details.
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 30, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1956, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
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Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.