zach.homesRealty Hub 754-332-7529

Zach Curtis, REALTOR®, Realty Hub, license SL3664129 · 754-332-7529

$1,110,00018991 SW 32nd Street, Miramar, FL 33029

6 bd · 5 ba · 3,766 sqft · Price cut $109,300 · On the market about 158 days · Active

Listing courtesy of Berkshire Hathaway HomeServices Florida Realty · 954-315-6000 · BeachesMLS

Full disclosure: what this home really costs

12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Oct 30, 2026, unless a row says otherwise.

Price
$1,110,000 · $295/sqft
Property taxes
$20,362/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
HOA / condo fee
$310/moFrom the listing, unconfirmed
Fee covers
Cable TV, Security, Common Areas
Special assessments
None listed
Mandatory club / membership
Not required per the MLS
Insurance (estimate)
About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
Flood zone
Zone X (shaded): moderate flood risk. Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 29, 2026
Monthly payment (estimate)
$8,631/mo: $6,052 loan + $1,758 tax + $511 insurance + $310 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
Year built
2001 · 2 stories
Days on market
About 158 days
Price history (this listing)
Originally listed at $1,219,300; last price change Oct 6, 2026. Down $109,300.
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Details

  • TypeHouse
  • Beds6 bd
  • Baths5
  • Size3,766 sqft
  • Year built2001
  • Parking3 garage
  • PoolPrivate
  • WaterfrontYes: Lake Front
  • ViewLake
  • FurnishedUnfurnished
  • 55+ statusMarked 55+ in MLS - ask Zach to confirm
  • NeighborhoodSUNSET LAKES PLAT ONE
  • ZIP33029
  • MLS #A12026956
  • To the beachAbout 18 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)

Check your commute (opens maps)

From the listing

Exceptional lakefront residence on an oversized premium lot with breathtaking, unobstructed water views in one of Miramar’s most desirable communities. This spacious home offers 6 bedrooms, 5 bathrooms, and a 3-car garage, with an ideal layout for multigenerational living. The first floor features a bedroom with full bath, plus a versatile office with cabana bath that can serve as an additional bedroom or guest suite. The expansive primary suite features a private balcony overlooking the lake. Soaring ceilings, abundant natural light, and generous living spaces create an inviting atmosphere throughout. The kitchen offers ample cabinetry and workspace and opens seamlessly to the family room. Enjoy South Florida living with a heated saltwater pool, screened enclosure, fenced yard, and spacious waterfront patio. Newer roof, approximately 4 years old. Additional features include EV charging station, whole-home cabling, surround sound, and poolside AV setup. Resort-style amenities include clubhouse, fitness center, pool, kids splash area, tennis, basketball, soccer, sand volleyball, aerobics studio, ballroom, and more. Conveniently located near major highways, Miami and Fort Lauderdale airports, shopping, dining, and entertainment. **Property is being offered as a short sale and is subject to lender approval with Multiple Offers** A distinctive opportunity to own a spacious lakefront home in a premier Miramar community.

Virtual tour

Monthly payment calculator

Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.

Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.

Estimate closing costs for this home

Florida risk facts

Flood zone
Zone X (shaded): moderate flood risk. Outside the high-risk area but inside the 0.2% annual-chance (500-year) floodplain. Flood insurance is optional and often worth pricing. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
Wind and building code
Built in 2001, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
Disclosure
Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).

We don't show crime scores or rate neighborhoods. Every listing is open to everyone.

Start an offer

  1. Pre-approval letter or proof of funds (cash)
  2. The price you'd offer and your deposit
  3. Financing type and closing date
  4. Inspection period you want (often 10-15 days)
  5. A signed buyer agreement with Zach (Florida practice before touring or offering)

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.

Tour 18991 SW 32nd Street, Miramar, FL 33029

Pick a time; same-day tours when the listing side allows. Zach confirms with the listing agent and texts you. Before a buyer tour Zach sends a short, plain-language buyer agreement to sign.

Pick a day

Same-day: 18 times left today, soonest 10:30 AM.

Rather not check the box? That's fine. Zach will call or email instead.

Zach will reply as soon as he can. Your info goes to Zach only. Never sold, never shared. You choose how he reaches you, and STOP always works.

Ask Zach anything

One tap opens a text with this address filled in.

Zach will reply as soon as he can.

From finding it to the keys, one agent

  1. Find it
    Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you.
  2. Tour it
    Same day when the listing side allows, in person or live video.
  3. Afford it
    Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place.
  4. Make the offer or apply
    Zach writes the offer or the application, negotiates, and handles the association approval.
  5. Close or get the keys
    Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.

Report a problem with this listing

Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.

Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.

Chat with Zach

Zach will reply as soon as he can.

Your messages go to Zach only. Reply STOP anytime and he won't follow up again.

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Listing courtesy of Berkshire Hathaway HomeServices Florida Realty · 954-315-6000 · BeachesMLS

All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 2, 2026, 6:06 AM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.

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