Price cut $18K3D tour
$249,900
18861 Argosy Drive, Boca Raton 33496
Est. $2,862/mo with 20% down incl. HOA
Listing courtesy of LoKation · BeachesMLS
$299,99918999 Stewart Circle #8, Boca Raton, FL 33496
Listing courtesy of United Realty Group, Inc · 561-235-2127 · BeachesMLS
Full disclosure: what this home really costs
12 of 12 answered from real sources. Anything not in the listing says so, and one tap asks Zach. Nothing here is guessed. Source: BeachesMLS listing, updated Sep 3, 2026, unless a row says otherwise.
- Price
- $299,999 · $244/sqft
- Property taxes
- $4,207/yr (2025 bill). A new owner's bill is reset from the sale price and is usually higher; Zach can pull the county estimate.
- HOA / condo fee
- $425/mo (listed as $1,275 quarterly)
The remarks say something different: “Low $425/month maintenance, Paid Quarterly $975 for HOA & $300 for Master Association.” The MLS fee field is shown above; ask Zach which is current.From the listing, unconfirmed - Fee covers
- Cable TV, Internet, Maintenance Grounds, Maintenance Structure, Sewer, Trash, Common Areas, Common Real Estate Tax, Legal/Accounting, Reserve Funds, Roof Repairs, Recreation Facility
- Special assessments
- None listed
- Mandatory club / membership
- Not required per the MLS
- Insurance (estimate)
- About $6,136/yr (homeowners policy, county average). Get a real quote before you offer.Florida OIR county average with wind, data as of Mar 31 2026
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Flood insurance optional; often worth pricing.FEMA flood map, checked Oct 29, 2026
- Monthly payment (estimate)
- $3,047/mo: $1,636 loan + $475 tax + $511 insurance + $425 HOA. 20% down, 7.24% rate (Freddie Mac, week of October 29, 2026), 30 years. Change the numberszach.homes calculator (not a loan offer)
- Year built
- 1987 · 1 story
- Days on market
- About 186 days
- Price history (this listing)
- Originally listed at $314,900; last price change Aug 16, 2026; listed May 1, 2026. Down $14,901.
Details
- TypeTownhouse
- Beds2 bd
- Baths2
- Size1,227 sqft
- Year built1987
- Parking1 garage, 2 spaces
- PoolCommunity
- WaterfrontYes: Lake Front
- ViewWater, Lake
- Laundryin-unit
- FurnishedNegotiable
- 55+ statusMarked 55+ in MLS - ask Zach to confirm
- NeighborhoodTown Villas
- ZIP33496
- MLS #B26022616
- To the beachAbout 7.4 mi (straight line to the nearest ocean beach, OpenStreetMap; not a drive time)
Check your commute (opens maps)
From the listing
REDUCED! READY TO SELL! BESTLOCATION!! Corner unit w/garage on the Lake across from Clubhouse!! Front and Back covered Patios! Beautiful water view as soon as you enter! A/C 2024,2 master Bedrooms, Lots of Closet Space plus 1 car Garage. Washer/Dryer are inside unit. Kitchen cabinets replaced, tile floors with carpeted bedrooms. Spacious unit with large rooms. All furniture negotiable Lovely 55+ Community with Active Clubhouse and Great Amenities: Pool, Pickleball & Tennis, Bocce, Clubs, Parties & More! 1 small pet allowed. Close to all shopping. You can walk to our corner Shopping Center for just about everything!! Low $425/month maintenance, Paid Quarterly $975 for HOA & $300 for Master Association. Don't miss out on this villa. Make it your Home. Call Listing Agent for Appointment. 55+, 1pet under 20lbs, no rental first 2 yrs, HOA Application& Interview, Approval Required
Monthly payment calculator
Rate: 7.24% 30-year fixed average (Freddie Mac, week of October 29, 2026). Your own rate may differ; you can change it here.
Estimate, not a loan offer. Tax default: the higher of the seller's bill and about 1.9% of price (Florida resets a new owner's assessment). Insurance default: Florida OIR county average with wind, data as of Mar 31 2026. Rate is an assumption; your lender sets the real one. Zach doesn't take lender or title referral fees.
Florida risk facts
- Flood zone
- Zone X: minimal flood hazard (per FEMA map). Outside FEMA's mapped high-risk area. Many flood claims still come from outside high-risk zones, so a quote is worth getting. Source: FEMA National Flood Hazard Layer, checked Oct 29, 2026. This is a map lookup, not an official flood zone determination.
- Wind and building code
- Built in 1987, before the statewide Florida Building Code took effect in 2002. Ask for the wind mitigation report; it can lower insurance. My Safe Florida Home offers free inspections and grants when funded.
- Disclosure
- Florida sellers must give you a flood disclosure about known flood damage, insurance claims and federal assistance (§689.302).
We don't show crime scores or rate neighborhoods. Every listing is open to everyone.
Start an offer
- Pre-approval letter or proof of funds (cash)
- The price you'd offer and your deposit
- Financing type and closing date
- Inspection period you want (often 10-15 days)
- A signed buyer agreement with Zach (Florida practice before touring or offering)
Nothing here is a binding offer. Zach calls you, checks the comps and writes the contract with you.
Ask Zach anything
One tap opens a text with this address filled in.
Zach will reply as soon as he can.
From finding it to the keys, one agent
- Find it
Every home for sale and rent from the MLS, with the real monthly cost. Or tell Zach what you want and he looks for you. - Tour it
Same day when the listing side allows, in person or live video. - Afford it
Real Florida costs up front: taxes, HOA, insurance, flood zone, assessments. Buyers: pre-approval with a lender you choose. Renters: your renter résumé and documents in one place. - Make the offer or apply
Zach writes the offer or the application, negotiates, and handles the association approval. - Close or get the keys
Zach tracks every deadline through inspections, condo documents and closing or lease signing, then stays your agent after.
Report a problem with this listing
Wrong price, already sold, wrong photos, or something that looks like a scam copy? This goes straight to Zach, who fixes or escalates it within 2 business days.
Never send a deposit by Zelle, Cash App, wire or crypto, and never before you've seen the home with a licensed agent.
Chat with Zach
Zach will reply as soon as he can.
Your messages go to Zach only. Reply STOP anytime and he won't follow up again.
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All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright ©2026 BeachesMLS, Inc. Listing data last updated Nov 1, 2026, 7:36 PM ET. Listing information is deemed reliable but not guaranteed. zach.homes estimates and Zach's notes are shown separately from MLS data and labeled with their source.